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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Highly recommend

It’s always very positive and I would highly recommend, I use it all the time Reviewed on: 11th July 2026

Very fast, reliable and safe service.

Very fast, reliable and safe service. Always there when I need it Reviewed on: 11th July 2026

Always happy to pay via PayPal and the option to pay...

Always happy to pay via PayPal and the option to pay in 3 is brilliant. If there's ever any issues the customer service is spot on Reviewed on: 11th July 2026

PayPal has been a lifeline

PayPal has been a lifeline allowing me to spread my payments interest free on things you couldn't previously get like food shopping. The email reminder of an upcoming payment is very helpful and the new debit card is very handy Reviewed on: 11th July 2026

Hassle free

Easy to use spread cost over time without hassle excellent communcation on how much you owe great app Reviewed on: 11th July 2026

Always there when I need it most

Always there when I need it most Reviewed on: 11th July 2026

Spreading the cost

This is a fantastic service helping to spread the cost of spending without having to get into debt ie with a credit card. I use it regularly. Very quick and easy to use. Reviewed on: 11th July 2026

Very good service.

Very good service. No worries about money at all. Reviewed on: 11th July 2026

Iv had a great experience from the beginning .

Iv had a great experience from the beginning . Reviewed on: 11th July 2026

Easy to navigate and a competent app

Easy to navigate and a competent app Reviewed on: 11th July 2026

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