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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I like the easy way to pay for my purchases.

I like the easy way to pay for my purchases. Reviewed on: 11th July 2026

Easy to use and no interest for 4 months make help m...

Easy to use and no interest for 4 months make help me to buy what I want Reviewed on: 11th July 2026

Fab service

Available credit made simple and efficient to use when most needed Reviewed on: 11th July 2026

Paypal credit is the greatest help when you are runn...

Paypal credit is the greatest help when you are running short Reviewed on: 11th July 2026

Facility to pay on 4 months installments with zero A...

Facility to pay on 4 months installments with zero APR is apppreciateable. Reviewed on: 11th July 2026

Good service with no issues.

Good service with no issues. Don't really think about it as everything works as it should. Reviewed on: 11th July 2026

It’s been two years, and they still can’t set up my...

It’s been two years, and they still can’t set up my Direct Debit. Sometimes I forget to make the payment, and they charge me a £12 late payment fee. It seems impossible for them to set up my Direct Debit. Reviewed on: 11th July 2026

Spreading the costs

Using PayPal credit for purchasing my tyres via black circles was a breeze i will be using PayPal going forward for these type of purchases as it spreads the cost over a period that is suitable for you and allowed me to buy a better tyre brand helping with fuel costs and driving safety 10/10 Reviewed on: 11th July 2026

Easy to use functions in app with no problems

Easy to use functions in app with no problems Reviewed on: 11th July 2026

Very very Lovely.

Very very Lovely. So so lovely. I really love it. Luvly Reviewed on: 11th July 2026

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