Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104335 reviews)

View other PayPal products

4.90

Based on 104,335 reviews, last reviewed 11th May 2026

2468650% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have been with PayPal for many years they are very g... Have been with PayPal for many years they are very good the customer care is excellent i would recommend 100 percent Reviewed on: 11th May 2026

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104335)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy and quick to use.

Easy and quick to use. If you pay back the money on time no interest charges. Reviewed on: 11th May 2026

Wonderful company would highly recommend

Wonderful company would highly recommend Reviewed on: 11th May 2026

I used PayPal with my brother account.

I used PayPal with my brother account. It is amazing and now I want to create my own account. Reviewed on: 11th May 2026

Very helpful and manageable available when needed

Very helpful and manageable available when needed Reviewed on: 11th May 2026

Issue handled

Had annissue with a payment that was apparently declined by my bank however when I spoke to the bank they said they hadn't declined it. I spoke to PayPal and gave proof of my account status and the charge was refunded. Reviewed on: 11th May 2026

Good explanation and good advice

Good explanation and good advice Reviewed on: 11th May 2026

Easy Pay

Easy to use, bvery helpful in paying bills. Transactions go through smoothly and feel comforted knowing any disputes will be dealt with and you get your money back. Reviewed on: 11th May 2026

PayPal are great!

PayPal have been great with giving me options to pay for items over time and customer service has always been helpful when I’ve called. They are always friendly and solve my issues quickly. Reviewed on: 11th May 2026

Never disappoints....

Never disappoints have been using PayPal since it launched very trusted. Reviewed on: 11th May 2026

Usage Due to High Interest Rates

The interest rate is quite high, so I chose neutral because I am not using it as much due to this factor. Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49376 reviews
Payments
from PayPal 4.91 from 3711 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub