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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Flexible payment and safety purchase through PayPal...

Flexible payment and safety purchase through PayPal to avoid scams Reviewed on: 11th July 2026

No problems at all.

No problems at all. Works flawlessly, have no issues for many years Reviewed on: 11th July 2026

PayPal Credit

Easy to use, lots of places to use it. Ok interest rate. I had difficulty contacting customer services, who couldn’t help with my issue. Reviewed on: 11th July 2026

The app is user friendly, I know everything that is...

The app is user friendly, I know everything that is relevant about my spending and borrowing. Pay in three is a valuable tool allowing me to spread payments on goods I may not consider buying otherwise. Reviewed on: 11th July 2026

It’s very helpful

I find being with PayPal very helpful in getting things I need. Reviewed on: 11th July 2026

All good so far, never had any issues

All good so far, never had any issues Reviewed on: 11th July 2026

Paypal is a reliable service.

Paypal is a reliable service. It is easy to use. I have never had any issues with it. Reviewed on: 11th July 2026

It was helpful, informative and detailed.

It was helpful, informative and detailed. Reviewed on: 11th July 2026

Safe and Secure

PayPal are a fast, safe and secure money platform that I trust with my money 100% Reviewed on: 11th July 2026

PayPal Fan

Never had any issues. Love the payment options to spread cost over a series of months at 0%. Love the integration to most online storefronts so PayPal is there almost every time making it almost a one-click experience.. Reviewed on: 11th July 2026

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