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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

One-Stop credit provider!

PayPal is like a one stop credit provider. Safe and secure. Local and international. Long or short term payment options. Flexible and Fair. Reviewed on: 27th May 2025

Really easy to use and apply for.

Really easy to use and apply for. Makes check outs online blissful. Reviewed on: 27th May 2025

PayPal number 1

I can always depend on PayPal to give me best guarantee and advise for my spending Reviewed on: 27th May 2025

It's very convenient and easy to use

It's very convenient and easy to use Reviewed on: 27th May 2025

I needed to go to Canada, I used PayPal credit.

I needed to go to Canada, I used PayPal credit. I had 4 months to pay before they charged interest. This was most helpful as the trip was unexpected and very short notice Reviewed on: 27th May 2025

Fast service and simple to set up

Fast service and simple to apply for and use. Very convenient. Reviewed on: 27th May 2025

Secure and easy to use.

Secure and easy to use. I especially like the pay in 3 option Reviewed on: 27th May 2025

PayPal is easy to use and trustworthy.

PayPal is easy to use and trustworthy. Queries are dealt with quickly and customer service is great. There are several option to spread the cost and no interest is charged. I would highly reccomend PayPal. Reviewed on: 27th May 2025

I like the 0% period for each new purchase you can d...

I like the 0% period for each new purchase you can do rather than a limited 0% promotional limit, means you don't have to change provider to get the best apr Reviewed on: 27th May 2025

PayPal's customer is very good in dealing with custo...

PayPal's customer is very good in dealing with customers. They are very polite and sympathetic with customers' problems. Reviewed on: 27th May 2025

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