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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Very good

Very good app, really easy to use and everything is straightforward to navigate. Depositing money is quick and hassle-free, which makes the whole experience smooth and convenient. I’ve had no issues using it so far, and everything works exactly as expected. Overall, I’m very happy with it and would definitely recommend it to anyone looking for a reliable and user-friendly app. Reviewed on: 11th July 2026

Paypal credit has helped me to purchase items that I...

Paypal credit has helped me to purchase items that I couldnt outright for. Reviewed on: 11th July 2026

Every time I can pay online I choose PayPal to pay b...

Every time I can pay online I choose PayPal to pay because it is safe and secure plus if problem or the item is not what you purchased they will be in my corner if required giving me better security. Reviewed on: 11th July 2026

Efficient

All queries or transactions have been dealt with efficiently Reviewed on: 11th July 2026

PayPal - quick easy & safe

Very easy to use for purchasing item and feel safe with security for the process and my personal details. Using PayPal for purchases is quick and very often bypasses filling in addresses etc. Reviewed on: 11th July 2026

Easy to use and fuss free.

Easy to use and fuss free. The choice of payment options is great and on the odd occasion I've had to contact customer service they have been very responsive and helpful. Reviewed on: 11th July 2026

Easy to use

Easy to use and if any problem they very jelpful Reviewed on: 11th July 2026

PayPal is always ready to serve the needs of custome...

PayPal is always ready to serve the needs of customers within the confines of agreed legal services. Reviewed on: 11th July 2026

Interest free options great service

If managed well the pay in 3 and 4 months interest free credit are very useful services Reviewed on: 11th July 2026

Good. Easy to use.

Good. Straight forward. Works well. No complaints. Reviewed on: 11th July 2026

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