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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145696 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145696)

Great experience

Great experience to keep money organised and protected Reviewed on: 17th June 2026

Regular use

I use PayPal regularly for purchases due to the fantastic customer support. Ease of use with the mobile app enabling me to see upcoming deliveries and keep on top of payments as well as the safeguards provided by PayPal which exceed that of my bank Reviewed on: 17th June 2026

It has been good.

It has been good. I got offers while the payment. Happy for it. Reviewed on: 17th June 2026

Excellent Service and Flexible

I’ve had an excellent experience with PayPal Credit. The application process was quick and straightforward, and the service has made managing larger purchases much easier. The flexibility of spreading payments over time is a huge benefit, and everything is clearly displayed within my account. Transactions are secure, payments are easy to track, and the platform is very user-friendly. I also appreciate the trust and convenience that PayPal provides when shopping online. Overall, a reliable and valuable financial service that I would highly recommend. Reviewed on: 17th June 2026

Excellent

PayPal is brilliant to spread the cost of things without paying interest. Very good for keeping your money safe. Definitely recommend! Reviewed on: 17th June 2026

PayPal is great, until it isn't!

PayPal is great, until You need to speak to somebody on the phone, then it's a nightmare. It has always been that way. Reviewed on: 17th June 2026

PayPal offers several ways to borrow.

PayPal offers several ways to borrow. It is quick, easy and secure to pay for things. Interest rate is quite high but a very convenient way to make purchases and have the option to pay over time. Reviewed on: 17th June 2026

Reliable, trustworthy and safe!

Reliable, trustworthy and safe! I use PayPal for most purchases, especially online shopping. I know that it is easy to deal with any problems as PayPal will help. I have never, in the years that I have used PayPal, had any problem and, on a few occasions, they have helped me get refunded from dubious suppliers. I 100% recommend PayPal and have now got the payment card in my purse and on my phone. I also have their credit card. Their repayment methods are simple and I feel reassured when making purchases with PayPal that my money is safe. It is also very easy to manage your account on the app. Reviewed on: 17th June 2026

it was very easy to apply for PayPal Credit

it was very easy to apply for PayPal Credit Reviewed on: 17th June 2026

PayPal credit is good only thing is the limit increa...

PayPal credit is good only thing is the limit increase takes a long time Reviewed on: 17th June 2026

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