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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Seamless.

Seamless. 4months Interest free promo is beautifu Reviewed on: 11th July 2026

Good customer service, easy app, quick delivery of c...

Good customer service, easy app, quick delivery of card Reviewed on: 11th July 2026

Never had any issues though fees cam be a little hig...

Never had any issues though fees cam be a little high when receiving payments for market place sales. Reviewed on: 11th July 2026

Reliable and professional with excellent support

Reliable and professional with excellent support Reviewed on: 11th July 2026

PayPal an excellent service you can always rely upon

I have used PayPal for many years and they have always been safe and good choice for any online payments. Also the use of the credit section has really helped over the years and would highly recommend the service. Reviewed on: 11th July 2026

Highly recommend using PayPal when purchasing items.

Totally reliable when purchasing items outside the UK. Highly recommend using PayPal for peace of mind. Reviewed on: 11th July 2026

Great customer service

Happy using PayPal over a decade. Most definitely feel like a valuable customer Reviewed on: 11th July 2026

Easy to uses and set up , the 3 months no interest o...

Easy to uses and set up , the 3 months no interest on purchasing is a nice bonus Reviewed on: 11th July 2026

Here's a positive PayPal experience write-up you cou...

Here's a positive PayPal experience write-up you could use as a review or testimonial: **My Experience with PayPal** I've been using PayPal for both online shopping and freelance payments for a few years now, and it's honestly made my life easier. A few things stand out: - **Fast, reliable transfers** – Payments from clients land in my account within minutes, and moving money to my bank is straightforward. - **Buyer protection** – I once received a damaged item from an online seller, and PayPal's dispute process resolved it quickly. I got a full refund without much back-and-forth. - **Easy checkout** – Not having to re-enter card details on every site saves time, and I feel safer not sharing my card number directly with every merchant. - **Mobile app** – Simple interface, and I get instant notifications for every transaction, which helps me keep track of spending. - **Currency conversion** – When I've made international purchases, the conversion rates were clear upfront with no hidden surprises. Overall, it's become my go-to for both personal and business transactions. Reviewed on: 11th July 2026

My experience with PayPal has been really positive.

My experience with PayPal has been really positive. I find it very convenient, easy to use, and a simple way to send and receive payments Reviewed on: 11th July 2026

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