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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy and convenient with the protection of PayPals...

Easy and convenient with the protection of PayPals backing if something goes wrong Reviewed on: 27th May 2025

Great customer service .

Great customer service . always very helpful Reviewed on: 27th May 2025

Safety net with PayPal

I like to use PayPal for payments I wish to make online (I.e clothing or home goods) as a safety measure as it gives me the confidence to know that assurance that my payments will not lead to a loss or scam payment Reviewed on: 27th May 2025

Versatile and fast ways to pay. ...

I am on a low budget now and using paypal is a secure affordable way to pay. If I have ever had a problem paypal have dealt with it immediatelt for me. I feel confident using it. A friend wanted to give me some money and his bank took to long. Paypal friends and family paid it in seconds. Reviewed on: 27th May 2025

5* All the way

Always easy to use the app and glad to know I have the protection PayPal offers. Reviewed on: 27th May 2025

Easy to use

Easy to use and pay for via app Reviewed on: 27th May 2025

Safe and Easy to Use

PayPal is simple and convenient to use. Its Multi factor authentication is reassuring and makes me feel safe using it. I would prefer better descriptions with regards to regular payments and using the App for anything other than payments isn't always intuitive. Reviewed on: 27th May 2025

Great way to pay safely

Great way to pay safely as you are protected by PayPal if something goes wrong, And with interest free payments over a certain amount it’s a win win situation. Reviewed on: 27th May 2025

I have very good experience buying with PayPal more...

I have very good experience buying with PayPal more secure buying online and piece of mind if anything goes wrong you're money is in safe hands Reviewed on: 27th May 2025

It was easy to setup and is easy to manage and find...

It was easy to setup and is easy to manage and find using the 0% interest useful. Reviewed on: 27th May 2025

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