Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180395 reviews)

View other PayPal products

4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180453)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Perfect Payment Plan

Very easy to use, sensible limits set & an app that tells you exactly where you are up to with your finances Reviewed on: 11th July 2026

loved it - easy to use happy as always

loved it - easy to use happy as always Reviewed on: 11th July 2026

PayPal is absolutely brilliant, I love it

PayPal is absolutely brilliant, I love it Reviewed on: 11th July 2026

Always easy to use when purchasing online products.

Always easy to use when purchasing online products. App very easy to navigate and I can quickly get to what I am looking for. I’ve never encountered a problem and therefore haven’t accessed any PayPal support. I have been using PayPal for years and would definitely recommend to others. I love the fact I can choose the payment directly to be paid from my bank account or I can use PayPal credit and pay later or every month. Reviewed on: 11th July 2026

Been easy to use and interest rates are very competi...

Been easy to use and interest rates are very competitive with another banks Reviewed on: 11th July 2026

Reliability is paramount.

A fast and reliable solution to my tasks. Reviewed on: 11th July 2026

Helpful efficient and always polite

Helpful efficient and always polite Reviewed on: 11th July 2026

Never had issues always helpful if needed

Never had issues always helpful if needed Reviewed on: 11th July 2026

PayPal credit is amazing, low APR’s, and an easy way...

PayPal credit is amazing, low APR’s, and an easy way to manage my account through the app. Additionally because PayPal is a well used app, it’s constantly developed meaning it’s fast, easy to use, and the UI makes managing my finances a breeze. I had to use PayPal credit during Covid-19 and it meant I was able to purchase something I needed, it was easy to sign up for. Thanks PayPal Reviewed on: 11th July 2026

Why PayPal?, because its the future!

PayPal means a secure flexible payment option. Paypal membership includes a dividend that rewards regular users , so it’s a no brainier for me and my wife. Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3854 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100800 reviews
Credit card
from PayPal 4.70 from 123 reviews
Payments
from PayPal 4.70 from 3855 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub