Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Cheapest Credit Available

Easy to use. Flexible and cheapest credit available. Reviewed on: 14th July 2026

It’s easy to operate and use the app is user friendl...

It’s easy to operate and use the app is user friendly and the process to apply is seamless and easy with customer care agent available to provide needed information Reviewed on: 14th July 2026

Easy to use and free, really good!

Easy to use and free, really good! Reviewed on: 14th July 2026

Great company always there to help with the little e...

Great company always there to help with the little extras Reviewed on: 14th July 2026

PayPal is fast and reliable.

PayPal is fast and reliable. Good customer service too. Problems solved swiftly Reviewed on: 14th July 2026

Very helpful, excellent customer services and eassy...

Very helpful, excellent customer services and eassy to use their digital platform when you need to contact someone. Reviewed on: 14th July 2026

Efficient, great service

efficient, great service, customer service always available for support, easy to access Reviewed on: 14th July 2026

Paypal perfect

I have found paypal credit useful and straightforward to use. I love the interest free period as it helps me to budget. They give clear information to ensure you can make payments on time. Reviewed on: 14th July 2026

Very good customer service , responsive

Very good customer service , responsive Reviewed on: 14th July 2026

Easy and safe to use!

Easy and safe to use! Highly recommended to anyone ho wants to use PayPal payment Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101254 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub