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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104604 reviews)

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4.90

Based on 104,604 reviews, last reviewed 11th May 2026

2480750% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable, Secure, and Easy to Use gave PayPal a 5-star review because, for me, it’s one of the easiest and most reliable ways to send and receive money online. The app is simple to use... Read more Reviewed on: 11th May 2026

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104604)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy and fast to use.

Easy and fast to use. Has number of options Reviewed on: 11th May 2026

PayPal offers a remarkably convenient and secure pla...

PayPal offers a remarkably convenient and secure platform for managing financial transactions. Its user-friendly interface makes sending and receiving money a straightforward process. The added layer of security provides peace of mind when conducting online purchases. Furthermore, their customer support is generally helpful and responsive when assistance is needed. Overall, PayPal is a reliable and efficient service for everyday financial needs. Reviewed on: 11th May 2026

Very good experience and straight forward

Very good experience and straight forward Reviewed on: 11th May 2026

Excellent in all sense

Excellent in all sense, My last customer service was dealt very efficiently. Reviewed on: 11th May 2026

My general experience with PayPal is quite good.

My general experience with PayPal is quite good. However there are issues with PayPal credit that is quite difficult to navigate through. Specifically to set up direct debit payments. Once it is set up, can’t find the option to either reduce it or cancel these direct debits. These has lead to my forms of payments being rejected and go through a process of getting them to be accepted again Reviewed on: 11th May 2026

It’s great

It’s great allows to too have nice things and pay monthly Reviewed on: 11th May 2026

Good experience i love how it’s easy to use

Good experience i love how it’s easy to use Reviewed on: 11th May 2026

PayPal have always been good and I am always assured...

PayPal have always been good and I am always assured if anything goes wrong I can contact PayPal who will help me get my money back always Reviewed on: 11th May 2026

Credit Card Experience

I’ve had a good experience using a credit card. It’s been convenient, reliable, and has helped me manage my spending better. I always try to stay on top of payments and use it responsibly. Reviewed on: 11th May 2026

PayPal is a great tool/app.

PayPal has always been very easy to use. The app is good and whenever I've needed customer service it has been very good. Reviewed on: 11th May 2026

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