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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104646 reviews)

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4.90

Based on 104,646 reviews, last reviewed 11th May 2026

2482750% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s a straightforward and trustworthy system It’s a straightforward and trustworthy system Reviewed on: 11th May 2026

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104646)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I've used paypal for many years now

I've used paypal for many years now and I've never had a problem with it and it's been very easy to use Reviewed on: 11th May 2026

Excellent! No issues

I have used PayPal for years and have never had any problems with it. They are quick to respond and easy to contact so therefore a pleasure to use. Reviewed on: 11th May 2026

Good service always .

Good service always .. easy to use app Reviewed on: 11th May 2026

I’m really happy with PayPal and PayPal Credit.

I’m really happy with PayPal and PayPal Credit. Everything is super convenient, easy to use, and gives me a lot more flexibility when buying things online. Thanks to PayPal Credit, I’ve been able to get things I would normally have to save up for over several months, which makes a huge difference. The whole process is smooth, payments are easy to manage, and I always feel secure when using the service. It’s honestly made online shopping much less stressful and far more enjoyable. Highly recommended! Reviewed on: 11th May 2026

Great service overrall, excellent and fast approvals

Great service overrall, excellent and fast approvals Reviewed on: 11th May 2026

Good performance

It's easy and quick to use. I use it locally but also internationally, which is brilliant. Reviewed on: 11th May 2026

Amazing Experience even better if I win that £1000

Amazing Experience even better if I win that £1000 Reviewed on: 11th May 2026

I like using PayPal credit in that it gives you a li...

I like using PayPal credit in that it gives you a little flexibility to pay over 4 months interest free for transactions over £99. Which I like because it gives a focus to pay off in that time and not get into a mindset of leaving it longer and potentially incurring charges and going into debt. Reviewed on: 11th May 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and the flexibility to spread payments over time has been really helpful. The online account management is easy to use, payments process smoothly, and promotional financing options are a nice benefit for larger purchases. Overall, it’s been a convenient and reliable way to manage spending. Reviewed on: 11th May 2026

Been using for years.

Been using for years..incredible service Reviewed on: 11th May 2026

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