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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,548 reviews, last reviewed 30th Apr 2026
1834800% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A real lifesaver for my budget! I have been using PayPal Credit for quite a while now, and I must say it is one of the best financial tools I have ever tried. It’s not just a credit ... Read more Reviewed on: 30th April 2026
Serhii Ilkevych's avatar
Serhii Ilkevych

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90548)

It's a very easy service to use.

5
It's a very easy service to use. Staff are always so helpful if you do encounter a problem and its reassuring to know to have extra extra help with online putchases Reviewed on: 27th May 2025
Vicky K's avatar
Vicky K

Very reliable banking system

5
PayPal has helped me resolve all the problems with sellers and buyers alike throughout the years I’ve been a customer with! Reviewed on: 27th May 2025
Echraf M's avatar
Echraf M

I absolutely adore the flexibility that I have with...

5
I absolutely adore the flexibility that I have with PayPal such as pay in 3 and the fact that you can use PayPal credit Reviewed on: 27th May 2025
Florentina 's avatar
Florentina

If Carlsberg did financial products!

5
If Carlsberg did financial products! Reviewed on: 27th May 2025
Hu Flung Dung's avatar
Hu Flung Dung

Always use PayPal when I can.

5
Always use PayPal when I can. I like the flexibility of the PayPal credit, the ease of use and the safety of knowing they can help with issues. I feel safe using PayPal. Reviewed on: 27th May 2025
Denise H's avatar
Denise H

Very easy to do everything you need using the app (j...

4
Very easy to do everything you need using the app (just as well as getting hold of a human being at PayPal is nigh on impossible) and is accepted at a good range of online stores. The four-month interest free credit on purchases over £100 is great. Reviewed on: 27th May 2025
Adrian C's avatar
Adrian C

PayPal credit

5
Love using PayPal credit it is very helpful and there is no interest if you pay on time which is quite a wide time frame Reviewed on: 27th May 2025
Tammy 's avatar
Tammy

Excellent service all round

5
PayPal is always a great option when paying. I always feel safe when using it with new places and never had an issue when iv needed assistance Reviewed on: 27th May 2025
Leanne 's avatar
Leanne

Excellent

5
Have had excellent customer care since joining . Any problem is solved and dealt effectively. Would highly recommend. Reviewed on: 27th May 2025
Wendy S's avatar
Wendy S

I’ve used PayPal for years to send money, shop onlin...

5
I’ve used PayPal for years to send money, shop online, and accept freelance payments. Overall, it’s fast and convenient—I love how widely accepted it is. Reviewed on: 27th May 2025
Dominic 's avatar
Dominic

Review PayPal: PayPal Credit now

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