Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145542 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145542)

I like the 0% interest initial borrowing

I like the 0% interest initial borrowing Reviewed on: 6th May 2026

I’ve had a really positive experience using PayPal

I’ve had a really positive experience using PayPal Credit. It’s been incredibly helpful for managing larger purchases, giving me the flexibility to spread costs in a way that feels manageable and stress free. The application process was straightforward, and everything has been clear and easy to track through my account. What’s stood out most to me is the level of customer support. On the occasions I’ve needed to call, the team have been genuinely supportive, patient, and easy to talk to. They’ve taken the time to explain things properly and made sure I felt confident before ending the call, which makes a big difference. Overall, I’ve found PayPal Credit to be reliable, convenient, and backed by a really helpful support team. It’s definitely a service I feel comfortable continuing to use. Reviewed on: 6th May 2026

Very easy to pay for goods off the Internet or by tr...

Very easy to pay for goods off the Internet or by transfer to people Reviewed on: 6th May 2026

Good customer service and app is very easy to use, P...

Good customer service and app is very easy to use, PayPal credit is excellent specially interest free option. Reviewed on: 6th May 2026

szybka i tania tranzakcja , szybkie przelewy , dobre...

szybka i tania tranzakcja , szybkie przelewy , dobre kursy przemiany walut Reviewed on: 6th May 2026

It’s good and nice and I enjoy it

It’s good and nice and I enjoy it Reviewed on: 6th May 2026

I have used PayPal to pay for goods with 3 and 4 mon...

I have used PayPal to pay for goods with 3 and 4 months interest free options also to receive payments from abroad. Easy to use and great service. Reviewed on: 6th May 2026

Convenient and user friendly.

Convenient and user friendly. Non intrusive and smooth process of verification. Reviewed on: 6th May 2026

PayPal Credit - Making money simple!

Very good and easy use of PayPal Credit, allowing a wide range of products/services that can be paid for via their credit facility. Easy to set up, easy to pay - and that’s the one thing you want when it comes to finance. Simplicity! Reviewed on: 6th May 2026

A perfect experience.

A perfect experience. Fast and practical. There for me when I least expect it. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76757 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub