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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal is excellent

PayPal is a credit to the credit services industry Reviewed on: 10th June 2026

It’s so easy to use and safe I no I am in good hands...

It’s so easy to use and safe I no I am in good hands when using the app Reviewed on: 10th June 2026

No fuss service

No fuss service that is easy to use Reviewed on: 10th June 2026

Should be reduced your interest rate

Should be reduced your interest rate Reviewed on: 10th June 2026

Paypal payless.

Always stress free using PayPal credit and helps with unexpected emergency purchases. Reviewed on: 10th June 2026

I’ve always had a good experience with PayPal credit...

I’ve always had a good experience with PayPal credit, no issues and prompt response from customer service if ever needed. Reviewed on: 10th June 2026

Have been good.

Have been good. Improved my score Reviewed on: 10th June 2026

Really easy to use

Really easy to use and I’m waiting now for when I need to pay Reviewed on: 10th June 2026

Got money straight away.

Got money straight away. Made it clear what the terms were and I get payment reminders Reviewed on: 10th June 2026

Secure payments, easy to use.

Secure payments, easy to use. I always use PayPal when I can as I know my money is safe Reviewed on: 10th June 2026

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