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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,436 reviews, last reviewed 30th Apr 2026
1829400% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy banking Paypal is always innovative thus makes banking easy. Reviewed on: 30th April 2026
Vicky 's avatar
Vicky

Latest lowest rating:

1

Terrible for your credit report Very hard to cancel an agreement, no reminders sent about payment until they are missed. And pay in 3 is not as good as the previous option to split p... Read more Reviewed on: 30th April 2026
Sarah James's avatar
Sarah James
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90436)

Always handy and safe to use, reliable service

5
Always handy and safe to use, reliable service Reviewed on: 26th May 2025
Eleanor C's avatar
Eleanor C

A helping hand when you need it .

5
A helping hand when you need it . Just enough to help towards the end of the month. But not so much it means you’re struggling to pay it back. Reviewed on: 26th May 2025
Roops's avatar
Roops

Credit with no fuss

5
I use PayPal credit and the service is easy and no fuss, it come with Interest free for the first months. Reviewed on: 26th May 2025
Michael M's avatar
Michael M

I like to use account.

5
I like to use account.If any problem s they soon sort out with a phone call.Very happy with service provided by paypal.I no I am well protected by paypal and do not have to worry about anything.They are a very helpful company and very polite when you call them. Reviewed on: 26th May 2025
Adrian W's avatar
Adrian W

Buying items that are made affordable

5
PayPal makes it easy to buy items that are a bit more expensive in easy monthly payments Reviewed on: 26th May 2025
Herbert Buchanan 's avatar
Herbert Buchanan

Useful service.

5
Useful service. Not always easy to contact with an issue however. Reviewed on: 26th May 2025
Toni J's avatar
Toni J

Very handy for sending money to individuals or makin...

5
Very handy for sending money to individuals or making online payments without giving credit card details Reviewed on: 26th May 2025
Col's avatar
Col

Easy to pay and keep track on the App.

5
Easy to pay and keep track on the App. I can easily transfer funds to anyone I need. I have brilliant offers to pay off my purchases. I also fell the customer support is really good. Reviewed on: 26th May 2025
Pam's avatar
Pam

Thanks to PayPal credit I can now go for holidays...

5
Thanks to PayPal credit I can now go for holidays Reviewed on: 26th May 2025
Bish's avatar
Bish

PayPal is so incredibly useful, available across so...

5
PayPal is so incredibly useful, available across so many platforms and offers amazing payment options such as pay in 3 and credit. I also love their safety precautions such as two factor authentication which keeps my bank details safe Reviewed on: 26th May 2025
Adina B's avatar
Adina B

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