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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal credit is reliable and gives you the flexibil...

Paypal credit is reliable and gives you the flexibility to make purchases of any amount and pay later. Reviewed on: 10th June 2026

Always simple,.always secure...

I've used PayPal for a number of years now and have always found it a safe, effective and simple way to securely complete online purchases. Reviewed on: 10th June 2026

Great facilities, flexibility and I feel secure when...

Great facilities, flexibility and I feel secure when making transactions. Reviewed on: 10th June 2026

Easy to use, handy for large purchases especially wh...

Easy to use, handy for large purchases especially when out of the blue. Reviewed on: 10th June 2026

Love it.

Love it. an offer for longer interest free deals would be nice but other than that it’s great Reviewed on: 10th June 2026

Great service, excellent customer support.

Generally, it's been excellent. They resolved matters when I was charged for a fraudulent transaction very swiftly, unlike my main bank, and their credit system had always worked well for me. It's a great layer of extra security on my finances, and I appreciate the fact that it's digitally managed from the start, instead of a weird afterthought like a lot of bank apps are. Reviewed on: 10th June 2026

Good value for money.

Good value for money. Customer service has been great when any issues arise. I would recommend to my friends and family. Reviewed on: 10th June 2026

Always effective payments with swift notifications,...

Always effective payments with swift notifications, have never had issues with payment sending or receiving. Another excellent alternative payment method platform that also protects your money. Reviewed on: 10th June 2026

Add to card phone wallet feature.

Quick and easy way to make a purchase especially with the feature that you can add your credit card to phone wallet it has made my life easier in making quick tap as you go purchases thanks to PayPal . Reviewed on: 10th June 2026

I have used PayPal for years and I love it...

I have used PayPal for years and I love it Reviewed on: 10th June 2026

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