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PayPal: PayPal Credit reviews

4.91
Based on 90,325 reviews, last reviewed 30th Apr 2026
1824350% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient to use, but fees Easy to use but needs clearer information Reviewed on: 30th April 2026
Luiza T's avatar
Luiza T

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90325)

EXCELLENT IN EVERY WAY!

5
I HAVE USED PAYPAL CREDIT FOR A NUMBER OF YEARS AND HAVE ALWAYS RECEIVED ONLY THE BEST OF SERVICE. I WOULD HIGHLY RECOMMEND TO ANYONE WHO WISHES TO TRY THIS EXCELLENT SERVICE. Reviewed on: 26th May 2025

I've been using PayPal credit for years.

5
I've been using PayPal credit for years. Great service with no problems Reviewed on: 26th May 2025

Excellent experience

5
Excellent platform, I was able to take a trip due to the service they made available for payments in 3 months. Reviewed on: 26th May 2025

Pay im 3 is superb..

5
I think the the pay in 3 is great and makes larger purchases affordable. Also no interest is great. Reviewed on: 26th May 2025

I m using PayPal 8 years they are the best provider.

5
I m using PayPal 8 years they are the best provider. Reviewed on: 26th May 2025

paypal credit for the win

5
It’s a great option, allowing no interest for 4 months for bigger purchases really helps. it also always gives you reminders for when a payment is due and the app is so easy to use. Reviewed on: 26th May 2025

Paypal credit has enabled me to get things I need wh...

5
Paypal credit has enabled me to get things I need while they're on offer. The interest free credit paying in installments has enabled me to pay in manageable amounts and kept me out of debt. Reviewed on: 26th May 2025

Excellent as always!

5
I have been using PayPal for over 10 yrs. I prefer using PayPal because I believe that transactions are reliable and secure. Customer service is great as well. PayPal is highly recommended and excellent. Thank you very much. Reviewed on: 26th May 2025

I have great experience with PayPal.

5
I have great experience with PayPal. I feel very confident and protected. Reviewed on: 26th May 2025

Excellent Service and support from PayPal.

5
I am been PAYPAL from many year. always have a great service Reviewed on: 26th May 2025

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