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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great product all round

Great customer service but mostly I like the pay in 4 months if spending over a certain amount andyou get the option or pay in 3 separate payment which is also fantastic. Reviewed on: 10th June 2026

100% positive!

100% positive! Help me a lot when I need. Reviewed on: 10th June 2026

It's a very helpful service as we can pay later but...

It's a very helpful service as we can pay later but can use credit in case of any emergency. Highly recommended Reviewed on: 10th June 2026

Love PayPal

Love PayPal and always receive fantastic customer service Reviewed on: 10th June 2026

PayPal Credit Service

Start using PayPal credit recently which has been straightforward, used it once this far and paid it back. Good for keeping cash flow. Reviewed on: 10th June 2026

Handy way to pay, 4 month interest free on items ove...

Handy way to pay, 4 month interest free on items over £99 has been used a lot Reviewed on: 10th June 2026

Good service.

Good service..good customer service Reviewed on: 10th June 2026

Very flexible.

Very flexible. Takes a while for payments to show up on the account. Reviewed on: 10th June 2026

Trustworthy Paypal

I love using PayPal as I have peace of mind that my payments are secure and if there are any problems PayPal are there to help Reviewed on: 10th June 2026

Good good good good good good good

Good good good good good good good Reviewed on: 10th June 2026

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