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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,206 reviews, last reviewed 30th Apr 2026
1818650% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for a couple of years and i... I have been using PayPal for a couple of years and it has always been a lovely experience using their app and support Reviewed on: 30th April 2026
Peter O's avatar
Peter O

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90206)

Perfection

5
Effortless. Secure and easy to use Reviewed on: 26th May 2025
Daniel G's avatar
Daniel G

Fantastic

5
Very good experience with PayPal. Credit Especially because it has good deals like 4 months to pay with 0% interest Reviewed on: 26th May 2025
Farida M's avatar
Farida M

Secure way to pay

5
PayPal is a secure way to pay online and refunds if anything is wrong Reviewed on: 26th May 2025
diane s's avatar
diane s

Good service and professional information supply

5
Good service and professional information supply Reviewed on: 26th May 2025
Andriyan I's avatar
Andriyan I

My experience have always been great with PayPal eit...

5
My experience have always been great with PayPal either is it a dispute with a trader or with PayPal. My complaint had always been considered and resolved as per my inference. Reviewed on: 26th May 2025
S Hashmi's avatar
S Hashmi

My pay pal

5
Paypal are great very easy to use and does what it says on the tin. Reviewed on: 26th May 2025
Da's avatar
Da

Pay in 3 is an excellent option, it gives you the op...

5
Pay in 3 is an excellent option, it gives you the option to purchase a large item and pay it off over three pay packets. Reviewed on: 26th May 2025
jed c's avatar
jed c

There when you need it the most.

5
Great customer service, quick responses and great availability. Reviewed on: 26th May 2025
Matt G's avatar
Matt G

a convenient n useful digital tool but be responsible!

5
I have had paypal credit for a few years now and have always found it to be a convenient and useful digital tool for online shopping and managing larger purchases. It gives me the freedom to purchase the things i need, when I need them, regardless of whether it's before payday. It's quick and instant. However, it is only suitable for disciplined, responsible spenders - as the interest rate is quite high. Just be careful to read the terms carefully and keep an eye out on deadlines Reviewed on: 26th May 2025
Maya B's avatar
Maya B

I love using PayPal credit for my purchases.

5
I love using PayPal credit for my purchases. Easy to use and you get 4 months free interest so it's my go to. Reviewed on: 26th May 2025
JJ's avatar
JJ

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