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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181104)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal credit helped me when I was at a very low tim...

5
Paypal credit helped me when I was at a very low time in my life, I was struggling and it helped me when I needed it most. It is great that there is no interest so paying it back makes it easier for me. Reviewed on: 14th July 2026

Never any major issues.

5
Never any major issues. Any problem sorted easily Reviewed on: 14th July 2026

Great experience .

5
Great experience .and good system. Reviewed on: 14th July 2026

Good serviceconvenient paying method on line

5
Good serviceconvenient paying method on line Reviewed on: 14th July 2026

Convient for spreading the cost of the purchase over...

5
Convient for spreading the cost of the purchase over time instead of paying a big chunk of money in one go, I take advantage of it. I treat myself occasionally e.g., last time I purchased the coffee machine that I had dreamed of for a long time Reviewed on: 14th July 2026

The people who sort people out

5
I find it simple to use and I’m 75 Reviewed on: 14th July 2026

find it very safe and easy to use

5
I have always been good with PayPal and find it very safe and easy to use. Reviewed on: 14th July 2026

I dont like when u pay money off and it takes a day...

3
I dont like when u pay money off and it takes a day or 2 to take it off my balance Reviewed on: 14th July 2026

Excellent Compuny.

5
I have been using pay pal for over 20 years. It has served me very well. Reviewed on: 14th July 2026

Love the option for pay in 3.

5
Love the option for pay in 3. Easy app to navigate. Trust security Reviewed on: 14th July 2026

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