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PayPal: PayPal Credit reviews

4.90
Based on 59,674 reviews, last reviewed 13th Apr 2026
816200% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always responsive with any information or issues tha... Always responsive with any information or issues that arrive Reviewed on: 13th April 2026
Rebecca 's avatar
Rebecca

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59674)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Always a positive experience.

5
Always a positive experience. Have found staff of customer care friendly while full professional advice and support given every time I’ve needed to contact them. PayPal my go to while shopping online, feels the safest option every time ! Reviewed on: 7th April 2026

An easy to use and transparent service.

5
An easy to use and transparent service. Reviewed on: 7th April 2026

Would Recommend to my Granny it’s that good!

5
Their app is very easy to use, very clear to show how much you owe/pay in 3/credit etc. would highly recommend their app and also their debit card. If you’re spending money using your debit card you may aswell be gaining rewards spending your money by using their debit card. Reviewed on: 7th April 2026

PayPal has always been excellent

5
PayPal has always been excellent and customer service is fast and also very good Reviewed on: 7th April 2026

It has been easily accessible & efficient to use.

5
It has been easily accessible & efficient to use. Customer service team are helpful when needing advice/help. Always a great service provided & paypal & PayPal credit haven’t let me down. A reliable company & safer money transactions makes all the difference Reviewed on: 7th April 2026

Convenient, efficient and effective

5
Convenient, efficient and effective Reviewed on: 7th April 2026

Easy to use and manage via the app.

5
It has been easy to use and then manage via the app. Giving me greater control over my repayments and the ability to pay off more if I want to when I want too. Reviewed on: 7th April 2026

.PayPal is the best

5
Helped me a lot when I have to purchase anything by spreading the payment in 3 and always got a good experience with paypa Reviewed on: 7th April 2026

Very useful and very handy!

5
Very useful and very handy! Always there when needed! Reviewed on: 7th April 2026

I think pay pal is great especially with its new lay...

4
I think pay pal is great especially with its new lay out. Only thing I wish it had was virtual support so that I could get help without having to call Reviewed on: 7th April 2026