Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181111)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I have always found paypal credit easy to use, and e...

5
I have always found paypal credit easy to use, and extremely useful. It has allowed me to safely make purchases whilst spreading the cost seamlessly. Reviewed on: 28th July 2026

Over all very good!

5
Over all very good! Easy and direct especially with the card coming out. I always think it could be easier to reach customer support however the actual usage and experience has been great over the years! Reviewed on: 28th July 2026

It works well and I like the 0% offers.

5
It works well and I like the 0% offers. I also feel happier using PayPal when it comes to the internet security side of life. Reviewed on: 28th July 2026

Fast and reliable

5
Fast and reliable, always when you need it Reviewed on: 28th July 2026

When ever there is an issue with PayPal.

4
When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026

Easy to use giving options how to pay

3
Easy to use giving options how to pay Reviewed on: 28th July 2026

I have had a very good experience with PayPal.

5
I have had a very good experience with PayPal. The service is easy to use, convenient, and gives me confidence when making online payments. Transactions are quick and straightforward, and I feel that PayPal provides a good level of security. Overall, I am very satisfied with the service and would recommend PayPal to others. Reviewed on: 28th July 2026

Simple and easy to understand.

5
Simple and easy to understand. Payment plan is laid out simply. Reviewed on: 28th July 2026

Love to use my PayPal account

5
Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Easy to access, simple procedure

5
Easy to access, simple procedure Reviewed on: 27th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101271 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products