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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181102 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181102)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Top level security

Quick decisions, great support and security. Reviewed on: 14th July 2026

Gratitude from a mum of three

I'm so glad I signed up for paypal credit, it has given me the support and security I was looking for with my purchases, with so much ease when it comes to payments. As a working mum, stretching to cover children's expenses especially birthdays, paypal credit has given me so much flexibility. Reviewed on: 14th July 2026

Very easy to use, no fuss, quick and reliable

Very easy to use, no fuss, quick and reliable Reviewed on: 14th July 2026

Easy payment and ordering goods using paypal

Easy payment and ordering goods using paypal Reviewed on: 14th July 2026

Great customer service.

Great customer service. Rewards credit for good customers improving their credit rating. Everyone wins Reviewed on: 14th July 2026

Keeps me safe online

I feel much safer online shopping using PayPal Reviewed on: 14th July 2026

Have used PayPal for years, their credit system is e...

Have used PayPal for years, their credit system is easy to use and understand and can be used nearly everywhere Reviewed on: 14th July 2026

Peace of mind in a world of scammers

If I have any niggling doubts when paying for something, I always use PayPal as I know they will always have my back as a consumer. Having once been scammed on a product PayPal refunded me without any histrionics. Great service Reviewed on: 14th July 2026

Positive PayPal.

I have always had a positive experience with PayPal. Reviewed on: 14th July 2026

Very good service always there for their customers.

Very good service always there for their customers. Reviewed on: 14th July 2026

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