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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77426 reviews)

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4.90

Based on 77,426 reviews, last reviewed 19th Apr 2026

2455100% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Happy customer always coming back. Wery handy. Safe to use. Can share money with your family and friends. Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77426)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Great company

Great service and great at dealing with problems Reviewed on: 16th April 2026

Just one call and the problems are resolved.

Just one call and the problems are resolved. I had in past a few purchases which looks like a good deal but when I received it I realised it more like a scam. Trying to contact the seller and no response whatsoever. Contacted PayPal resolution centre just once and after a few days I had my money back. Reviewed on: 16th April 2026

PayPal Credit is so flexible

PayPal Credit is so flexible whether it be the pay over three months interest free or the virtual credit card, it has everything you need Reviewed on: 16th April 2026

PayPal was so easy to set up .

PayPal was so easy to set up . I have a debit and credit card. App is great for keeping track. I have both cards in apple wallet and collect rewards. Reviewed on: 16th April 2026

Brilliant!

Brilliant! Paypal credit has helped me when I needed it the most! Reviewed on: 16th April 2026

Problems sorted

When ever I have a problem PayPal takes time to sort it out. It’s easy and straightforward money management. Reviewed on: 16th April 2026

Never had a problem with PayPal!

I prefer Paying through PayPal so payments are always tracked and it has been so easy to contact them to resolve an issue I may have with a company where I may not have received a parcel etc. I have PayPal credit and that is also great! I have never had a problem with PayPal itself. Reviewed on: 16th April 2026

So convenient having the card on my phone wallet

So convenient having the card on my phone wallet Reviewed on: 16th April 2026

Helpd me get what I need for my kids

Helpd me get what I need for my kids Reviewed on: 16th April 2026

PAYPAL IS THE FUTURE!!!

PayPal customer service is fantastic and the ability to use PayPal credit with extended monthly repayment terms is the market leader for me!. Reviewed on: 16th April 2026

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