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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147263 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147263)

PayPal Credit has been easy to use, convenient, and...

PayPal Credit has been easy to use, convenient, and helpful for spreading the cost of larger purchases. The app and statements are straightforward, payments are easy to manage, and I appreciate the flexibility it offers. Overall, I have had a positive experience and would recommend it for online shopping. Reviewed on: 18th June 2026

Great Customer Service Agents

I had a query because I had made a payment but it wasn’t showing. The agent I spoke to was super helpful and explained how making a payment works and the time it takes to appear. Reviewed on: 18th June 2026

Easy to pay.

Easy to pay. Confidence that my money are safe. Reviewed on: 18th June 2026

Quick solution

Quick solution to purchases , easy to use , good that you receive notifications when payment due Reviewed on: 18th June 2026

I love PayPal plus program

I love PayPal plus program where you can build up to rewards! Reviewed on: 18th June 2026

NA this is annoying I really don’t want to type anyt...

NA this is annoying I really don’t want to type anything Reviewed on: 18th June 2026

Was really good, quick and easy transactions.

Was really good, quick and easy transactions. Reviewed on: 18th June 2026

Convenient and secure!

Never had any problems with it and it’s very convenient to use. It’s more secure than most payment services which is very important for me. Reviewed on: 18th June 2026

Paypal review

Allows me to effectively manage my finances Reviewed on: 18th June 2026

In my opinion, PayPal is one of the best payment opt...

In my opinion, PayPal is one of the best payment options available. It is accepted by a vast number of online retailers and services worldwide, making it extremely convenient to use. At the same time, it provides an extra layer of protection through its buyer protection policies, giving users added security and peace of mind when making purchases. Reviewed on: 18th June 2026

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