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PayPal: PayPal Credit reviews

4.90
Based on 62,907 reviews, last reviewed 14th Apr 2026
1114600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick easy fast Great method of paying wick to use and very fast Reviewed on: 14th April 2026
Carl's avatar
Carl

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62907)

One of the sellers not giving me reply affter I send...

5
One of the sellers not giving me reply affter I send returns and not giving my money back I talk with PayPal and he tell me you get your money in 5 days Reviewed on: 8th April 2026

Plenty of options on payments

5
Plenty of options on payments I regularly use pay in 3 which is good on more expensive items always been happy using PayPal Reviewed on: 8th April 2026

Used a few times in the last few months.

5
Used a few times in the last few months. It is very easy to use and very easy to pay back . Great service overall and as yet not paid any fees so very helpful. I have booked and paid for holidays with it and also small things throughout the month to make pay day stretch a little further. Reviewed on: 8th April 2026

Always fast and efficient and quick to help and reso...

5
Always fast and efficient and quick to help and resolve any issues Reviewed on: 8th April 2026

Simple and secure way to pay online

5
I find PayPal to be and easy and secure way to purchase goods online and they give interest free credit I the more expensive shopping, which really helps me get the bargains when I can and pay for it in instalments at no extra cost. What’s not to like? Reviewed on: 8th April 2026

Why I love PayPal credit

5
I love the flexibility of buying now and paying later with 0% interest if the balance is cleared that financial month. Reviewed on: 8th April 2026

Yeah all good, some fantastic offers.

5
Yeah all good, some fantastic offers. Reviewed on: 8th April 2026

App is so easy to use, that having to contact them a...

5
App is so easy to use, that having to contact them are minimum Reviewed on: 8th April 2026

It’s been excellent and I will recommend for friend...

5
It’s been excellent and I will recommend for friend and family any time any day Reviewed on: 8th April 2026

Paypal Credit review

5
Simple and easy to use site, clear payment and changes information and kept up to date via email. Like the options within ebay to pay with paypal credit. Liking the option to now have a virtual card making it a choice when spending elsewhere. Reviewed on: 8th April 2026

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