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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62986 reviews)

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4.90

Based on 62,986 reviews, last reviewed 14th Apr 2026

1122100% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helps with spending Helps me with managing my spending and purchases. Reliable and keeps me in the know re repayments. Provides options when purchasing and keen on tips a... Read more Reviewed on: 14th April 2026

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62986)

PayPal credit is easy and great way to buy products

I've been using PayPal credit for a good few years now and find it very convenient and easy to use and I will continue to use it. Reviewed on: 8th April 2026

Quick and easy to use no hassles ever

Quick and easy to use no hassles ever Reviewed on: 8th April 2026

It's offers a few ways of flexibility for your money

It's offers a few ways of flexibility and is great to use and no issues in paying off early and also many places use it Reviewed on: 8th April 2026

Easy to use and feel in control of money and protect...

Easy to use and feel in control of money and protected against fraud Reviewed on: 8th April 2026

It was really easy to setup my credit account with p...

It was really easy to setup my credit account with paypal, everything was put in place within a few minutes and it's been very easy to manage the account through the paypal app. Reviewed on: 8th April 2026

Useful to have

Very useful, especially handy for buying more expensive items. Reviewed on: 8th April 2026

Really amazing service to use, would highly recommend

Really amazing service to use, would highly recommend Reviewed on: 8th April 2026

Simple, available almost anywhere

Easy to use service supported by many retailers which means I can trust that my payment will be made quickly, correctly and there are plenty of protections in places should anything go wrong. Reviewed on: 8th April 2026

Highly recommended

Used PayPal for many years, highly recommend. Any time I’ve needed customer services, it’s been extremely good. Reviewed on: 8th April 2026

Always there, always reliable and a customer service...

Always there, always reliable and a customer service representative on the end of the phone 24/7. Reviewed on: 8th April 2026

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