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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147277 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147277)

Handy at almost every check.

Handy at almost every check. Recent card addition to apple wallet too. Reviewed on: 18th June 2026

Great number 1

Good with quick and saved transactions Reviewed on: 18th June 2026

I have used it twice for holiday payments.

I have used it twice for holiday payments. Paid off within the 4 months interest free and would absolutely do it again. Easy to apply for, easy to understand and easy to contact customer service when needed. Reviewed on: 18th June 2026

Simple and easy to do.

Simple and easy to do. Also easy to pay off extra and see where you’re at Reviewed on: 18th June 2026

Fast and easy!

Fast and easy! Purchases and payments are a breeze, especially now you can add to Apple wallet. Never an issue using the app. Reviewed on: 18th June 2026

PAYPAL Credit is a flexible and manageable facility...

PAYPAL Credit is a flexible and manageable facility allowing purchases of planned and impuls items quickly and easily. Firmly recommended. Customer service is fantastic too. Reviewed on: 18th June 2026

Easy process, quick application and straightforward

Easy process, quick application and straightforward Reviewed on: 18th June 2026

Its the first "credit" service I ever used, and its...

Its the first "credit" service I ever used, and its still the main one I use, its so easy to use, easy to pay back and manage, it is my go to. They have helped me get money back from scams, it gives me alot more confidence when buying online Reviewed on: 18th June 2026

Good to have for emergencies.

Good to have for emergencies. Easy to keep in top of what you owe Reviewed on: 18th June 2026

Reliable service never had a problem with them

Reliable service never had a problem with them Reviewed on: 18th June 2026

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