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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147284)

I have bought many things through PayPal and even wh...

5
I have bought many things through PayPal and even when things go wrong they manage to rectify any issues and reassure me things will be fixed and get sorted. There customer service is excellent and are very easy to reach. I have zero complaints about PayPal thank you for being amazing Reviewed on: 18th June 2026

Excellent service all round, smooth and easy process...

5
Excellent service all round, smooth and easy process paying for items and you are covered if things don't get delivered Reviewed on: 18th June 2026

Excellent work

5
Very good service from paypal overall Reviewed on: 18th June 2026

Fast and easy to use

5
Fast and easy to use. Used by all good retailers Reviewed on: 18th June 2026

easy to reach if you have a query

5
Easy to use and more important easy to reach if you have queries you can talk to a real person Reviewed on: 18th June 2026

easy and straightforward, responsive customer service

5
easy and straightforward, responsive customer service Reviewed on: 18th June 2026

I feel the paypal credit is great in helping with bi...

5
I feel the paypal credit is great in helping with bigger purchases were it allows you to spread it over the 3 payments Reviewed on: 18th June 2026

Easy to use convenient i use regularly and find it u...

5
Easy to use convenient i use regularly and find it useful Reviewed on: 18th June 2026

Good sevicr

5
No problems - easy access, clear billing. Reviewed on: 18th June 2026

Value, Convenience and Fast! .

5
Overall PayPal offers good value and convenience. Rewards and purchase security would be helpful. Reviewed on: 18th June 2026

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