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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Amazing never let's me down always customers service...

5
Amazing never let's me down always customers service are on point Reviewed on: 27th May 2025

Customer service issues with account

3
Customer service issues with account; no responses, had to be chased a number of times, and resolution was far from quick. Payments are fairly easy, and doo add protection, but I wonder how effective this would be if trying to make a claim, having experienced sub-standard assistance for a standard account query. Reviewed on: 27th May 2025

PayPal Credit amazing way to pay

5
PayPal Credit is great for using on products in emergency need and giving a timely manor of paying off. the option to pay at minimum amount or pay more when I can afford it has helped me with my budgeting of affording products I need. Reviewed on: 27th May 2025

Great all round

5
Great all round, safe secure and pay pal credit is great Reviewed on: 27th May 2025

It is perfect can use online safely

5
It is perfect can use online safely Reviewed on: 27th May 2025

such an easy system to use and helpful

5
such an easy systemto use and helpful should any issues arise Reviewed on: 27th May 2025

I’m just very happy with Paypal and also enjoying my...

5
I’m just very happy with Paypal and also enjoying my services with them. I highly recommend it to anyone. Thanks Paypal Reviewed on: 27th May 2025

Excellent

5
Great help for the ones on a budget Reviewed on: 27th May 2025

Pay pal is the way forward.

5
Pay pal is the way forward. Flexible and peace of mind Reviewed on: 27th May 2025

When I was late with a payment they were able to wai...

5
When I was late with a payment they were able to waive the fee as it was a one off, which I appreciated. The customer service was good, as in they answered my call quickly and resolved it. Reviewed on: 27th May 2025

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