Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 62,839 reviews, last reviewed 14th Apr 2026
1108400% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Nice experience easy to use money safe Reviewed on: 14th April 2026
S Akhtar 's avatar
S Akhtar

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62839)

Good vibes am so happy to have this account

5
Good vibes am so happy to have this account Reviewed on: 8th April 2026

Always had great customer satisfaction

5
Always had great customer satisfaction Reviewed on: 8th April 2026

Cloud Banking

5
Good online banking experience, never in life I have had to call PayPal for anything. I call it a cloud Banking. Spot on! Reviewed on: 8th April 2026

Easy to use.

5
Easy to use great for birthday presents and items I want but can't pay full price. Reviewed on: 8th April 2026

Great product

5
Easy to use, reliable and safe product from PayPal Reviewed on: 8th April 2026

I'm using PayPal for the yeas never have any issues...

5
I'm using PayPal for the yeas never have any issues Reviewed on: 8th April 2026

Easy to use.

4
Easy to use. Simple to set up. Safe. Reviewed on: 8th April 2026

Easy to use application.

5
Easy to use application. ID verification makes you feel safer Reviewed on: 8th April 2026

Paypal is a handy way to pay online

4
Paypal is a handy way to pay online Reviewed on: 8th April 2026

Amazing company I have always had an exceptional exp...

5
Amazing company I have always had an exceptional experience with PayPal I can’t speak highly enough. Reviewed on: 8th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review