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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

840% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal keeps your details safe

PayPal is the safest way to purchase items online without having to give out your credit card details and with allot of online scams out there that is a great peace of mind and they will get u your money back if ur item doesn't arrive or is damaged in any way so using PayPal is the smart way to go Reviewed on: 27th May 2025

Helps me to budget

Helps me to budget and afford my boys Christmas and birthdays. I am able to spread the costs with no interest when those unexpected costs appear. Reviewed on: 27th May 2025

Never had a problem using the service always great e...

Never had a problem using the service always great experience Reviewed on: 27th May 2025

So easy to use - also love the security features...

So easy to use - also love the security features Reviewed on: 27th May 2025

Its a game changer

I've been using Paypal now for over 20 years and it most certainly has made things a lot easier. As a former sole-trader, Paypal gave me the option to use a virtual credit card machine without any questions asked, a must for a small business. Reviewed on: 27th May 2025

Easy to send money to family member :)

Borrowed money from the PayPal credit thing a lot, PayPal make it easy to purchase things and send money to family Reviewed on: 27th May 2025

PayPal credit

PayPal credit is a good way of spreading out my credit bills with 4 months interest free. It provides the flexibility that I need on different purchases Reviewed on: 27th May 2025

Flexible Payment

Safe, secure and flexible payment Reviewed on: 27th May 2025

Great service, easy to use, have used it for years...

Great service, easy to use, have used it for years now Reviewed on: 27th May 2025

I have been using for almost 20 years and never had...

I have been using for almost 20 years and never had an issue Reviewed on: 27th May 2025

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