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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62629 reviews)

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4.90

Based on 62,629 reviews, last reviewed 13th Apr 2026

1089700% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Reliable merchant Good! Services are reliable and customer services personnel’s are always available to assist me anytime with my concerns Reviewed on: 13th April 2026

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62629)

Simply the best credit there is

In my opinion PayPal Credit is the best Credit service there is. The interest fees are very reasonable and the 0% offers are incredibly helpful. I will be a lifetime customer because it feels like PayPal is a credit company that is on your side. I have been able to afford things with PayPal that I could not afford through other lenders because of it's unique features. Honestly an incredibly supportive credit service. The customer service is seamless too. Could not be any more satisfied as a customer ! Reviewed on: 8th April 2026

Easy to use..

Easy to use, any issues they get in touch and solve quite easily. Easy to use app and lots of communication Reviewed on: 8th April 2026

Paypal is so easy to use and can be used in so many...

Paypal is so easy to use and can be used in so many places use this more now than my credit card Reviewed on: 8th April 2026

I have been using PayPal for about 6 years save worr...

I have been using PayPal for about 6 years save worrying about all the on line fraud another barrier to losing your money Reviewed on: 8th April 2026

very useful way to pay for goods

very useful way to pay for goods Reviewed on: 8th April 2026

Always use paypal when available as trust the brand...

Always use paypal when available as trust the brand and easy to use for credit purchases Reviewed on: 8th April 2026

Extremely satisfied customer

If I have had any issues, PayPal resolve these quickly and efficiently. I have only needed to contact them one and was met with a friendly and knowledgeable responce Reviewed on: 8th April 2026

Instrumental for disputes

PayPal has been instrumental in disputes relating to payments to services not honoured by the service provider. I can always rest assured knowing that payments with PayPal has my back in terms of getting the services delivered with no headaches. Reviewed on: 8th April 2026

excellent service

paypal has always been very clear- easy to see information, very good customer service Reviewed on: 8th April 2026

Pay in 3 is a great way to spread the cost.

Pay in 3 is a great way to spread the cost.Especially of large purchases Reviewed on: 8th April 2026

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