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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147289 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147289)

Easy to use and safe.

Easy to use and safe. Lots of retailers use PayPal as a option Reviewed on: 18th June 2026

Love Paypal

Easy to use and can spread payments interest free!! Reviewed on: 18th June 2026

It has been very great since the start and can’t com...

It has been very great since the start and can’t complain about anything Reviewed on: 18th June 2026

It’s a really useful card.

It’s a really useful card. I live the interest free for 4 months for purchases over £100 Reviewed on: 18th June 2026

Easy to use platform no bugs and user friendly.

Easy to use platform no bugs and user friendly. Easy interaction with retailers and seamless through to payment. Would highly recommended Reviewed on: 18th June 2026

I love using PayPal.

I love using PayPal. Its quick, easy and simple. Safe and secure too which is a huge benefit Reviewed on: 18th June 2026

My Top Pick for Easy, Secure Payments

PayPal stands out to me as an excellent platform because of its seamless convenience, strong security features, and broad reach. It simplifies online transactions with quick setup, easy sending and receiving of funds, and robust buyer and seller protections that help reduce worry about scams. The ability to link multiple payment methods, track activity in real time, and access a reliable mobile app adds extra layers of flexibility for everyday purchases and business needs alike. Overall, PayPal’s combination of user-friendly design, trusted reliability, and practical features makes it my top choice for hassle-free digital payments. Reviewed on: 18th June 2026

Perfect service Thank you PayPal

Perfect service Thank you PayPal Reviewed on: 18th June 2026

Quick and easy process and good communication

Quick and easy process and good communication Reviewed on: 18th June 2026

Outstanding service.

I have been using PayPal for years, their service is outstanding and always ready to help. Ive never had a problem they couldn't fix. Reviewed on: 18th June 2026

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