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PayPal: PayPal Credit reviews

4.90
Based on 62,319 reviews, last reviewed 13th Apr 2026
1060600% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great spending power due to credit limit. Great spending power due to credit limit. Able to afford purchasing items online and paying over time. Absolutely great customer service when callin... Read more Reviewed on: 13th April 2026
Imran Sadique's avatar
Imran Sadique

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62319)

PayPal credit has been a great introduction to credi...

5
PayPal credit has been a great introduction to credit use. I have built confidence with my finances. 4 month interest free has been really helpful. Reviewed on: 8th April 2026

Great to use for everything, easy, fast and convenient

5
Great to use for everything, easy, fast and convenient Reviewed on: 8th April 2026

PayPal - handle your money with security.

5
PayPal is the best and most efficient secure method for all payments and transactions. Also when PayPal has started to buy anything on Credit or on 3 instalments easy payments makes life even more convenient and stress free. I am a very old customer of PayPal and found that its Customer Service is the excellent, best & remarkable. In all I will recommend everyone to use PayPal for every transaction. Reviewed on: 8th April 2026

i have received impeccable care and assistance throu...

5
i have received impeccable care and assistance throughout many years using PayPal as a safe and dependable payment option and fund transfer facility Reviewed on: 8th April 2026

Everything runs super well & I've never had any prob...

5
Everything runs super well & I've never had any problems across my business & retail experiences. Reviewed on: 8th April 2026

Easy to use had it for years Great app and...

5
Easy to use had it for years Great app and integration Reviewed on: 8th April 2026

Easiest experience borrowing money from PayPal credit.

5
Easiest experience borrowing money from PayPal credit. Very happy customer!! Reviewed on: 8th April 2026

More interactive features but overall great service

5
I’d like more immediate feedback with online repayments and interest. However my experience has been excellent to date, very convenient and secured some great purchases thanks Reviewed on: 8th April 2026

Just when things takes for a bad turn in life, PayPa...

5
Just when things takes for a bad turn in life, PayPal credit is there to help out without issues and credit checks Reviewed on: 8th April 2026

its Good for short term.

4
its Good for short term. I always use paypal from last 15 years Reviewed on: 8th April 2026

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