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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147449 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147449)

Have used PayPal both as a customer AND seller.

Have used PayPal both as a customer AND seller. Always been great for me. Recently taking advantage of PayPal Credit too has meant more options for me too Reviewed on: 18th June 2026

Problem solved

Recently phoned to discuss a problem it was dealt with effectively Reviewed on: 18th June 2026

Helpful ;) useful with card helps pay small and big...

Helpful ;) useful with card helps pay small and big thing. Reviewed on: 18th June 2026

Easy to use, excellent service

Easiest service to use in comparison to other financial providers, application was a breeze as well, the offer of a line of credit felt as if PayPal knew me on a more personal level Reviewed on: 18th June 2026

I find paypal credit really easy to use at checkout...

I find paypal credit really easy to use at checkout and prefer to use Paypal whenever I can even if using my debit cards via Paypal. What I don't like is that it can take a long time for the paypal credit balances to change when you make a transaction or make a payment. The payment will leave my bank but might take a week or more to refresh across the balance and the promotional rates section. I think this should be much faster as it can be hard to keep track of balances. Reviewed on: 18th June 2026

Greata great way to manage purchases

Great way to manage payment and flexibility Reviewed on: 18th June 2026

Amazing Experience

Amazing experience with chance to manage money perfectly Reviewed on: 18th June 2026

Always a quick and easy process - no hassle and easy...

Always a quick and easy process - no hassle and easy to keep track of Reviewed on: 18th June 2026

Great Customer Service

Every time I need help, I’m always dealt with professional, politely and understanding of my problems. Reviewed on: 18th June 2026

Very good and easy to use!

Very good and easy to use! Also a Safe option! Reviewed on: 18th June 2026

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