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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62319 reviews)

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4.90

Based on 62,319 reviews, last reviewed 13th Apr 2026

1060600% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great spending power due to credit limit. Great spending power due to credit limit. Able to afford purchasing items online and paying over time. Absolutely great customer service when callin... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62319)

Safe money

Been using paypal for many years. Any purchase I make on any website, if paypal is available I always choose to pay using paypal because I know my money is safe Reviewed on: 8th April 2026

Paypal experiences

I only ever had positive experiences Reviewed on: 8th April 2026

PayPal Credit is a very effective tool to have in on...

PayPal Credit is a very effective tool to have in one's financial armoury. With the ability to spread significant purchases over 3/4 periods it is a valuable aid in assisting cashflow management. Reviewed on: 8th April 2026

It’s great to split your payments.

It’s great to split your payments. So it doesn’t all come out at the same time. Reviewed on: 8th April 2026

I really don't have any complaints.

I really don't have any complaints. But I wish the exchange rate was better. Reviewed on: 8th April 2026

Easy Access

Easy to use availability everywhere pay in 3 i use weekly and pay off early no interest Reviewed on: 8th April 2026

Had Paypal for years, never had issues

Had Paypal for years, never had issues Reviewed on: 8th April 2026

Very easy and efficient to use also gives you extra...

Very easy and efficient to use also gives you extra time to pay and you are earning points which can be used to purchase items Reviewed on: 8th April 2026

PayPal review

I find PayPal to be quick and very efficient. Their platform is easy to use and works very quickly., ideal for keeping your bank account private., Reviewed on: 8th April 2026

Very good compared to other credit agencies, especia...

Very good compared to other credit agencies, especially 0 interest for the first couple of months. Prompt reminders for minimum payments etc also. Reviewed on: 8th April 2026

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