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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,900 reviews, last reviewed 13th Apr 2026
1021700% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always reliable - handy to have and trusted Always reliable - handy to have and trusted Reviewed on: 13th April 2026
VT's avatar
VT

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
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Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (61900)

Great tool to manage purchases

5
Makes things easy, allows for bigger purchase. Never had any issues. Reviewed on: 7th April 2026
Tanya 's avatar
Tanya

Very easy to use provider.......

5
Very easy to use provider...No hidden agendas or hidden charges...Very straight forward,,, So far so good and like to use the service in future.... Reviewed on: 7th April 2026
Shereen P's avatar
Shereen P

Paypal is so easy and safe and if you have a problem...

5
Paypal is so easy and safe and if you have a problem they sort it out and put you at ease Reviewed on: 7th April 2026
Dave H's avatar
Dave H

I only had excellent services from PayPal.

5
I only had excellent services from PayPal. The only thing I could suggest is to make it easier to understand how you take payment and when and how different oportunities work: pay in 3, etc. I have used them but by having direct debit on as I was not able to understand how they work. Reviewed on: 7th April 2026
LD's avatar
LD

Great investment

5
Easy and safe way of processing payments. Handy to use when comes to online purchasing. Reviewed on: 7th April 2026
Nick B's avatar
Nick B

Great service and amazing customer service

5
Great service and amazing customer service Reviewed on: 7th April 2026
Denisa's avatar
Denisa

Love the flexibility

5
I love the ease of having a flexible line of credit with a provider that already has all of my information. They're also well known and reputable so I trust them Reviewed on: 7th April 2026
Lauren B's avatar
Lauren B

Paypal is my goto for payment choices.

5
Paypal is my goto for payment choices. Reviewed on: 7th April 2026
Trevor H's avatar
Trevor H

A great services and helpful costumer service

5
A great services and helpful costumer service Reviewed on: 7th April 2026
Stefan B's avatar
Stefan B

PayPal Credit is handy if you shop online a lot.

5
PayPal Credit is handy if you shop online a lot. It lets you spread the cost of bigger purchases, and the 0% interest offers can be great if you pay things off on time. It’s really easy to use since it’s built right into PayPal, so checkout is quick and simple. That said, the interest can be pretty high if you don’t clear the balance in time, so you need to stay on top of payments. It’s also mostly limited to places that accept PayPal. Overall, it’s useful for short-term spending, but only if you manage it carefully. Reviewed on: 7th April 2026
Paul Brown's avatar
Paul Brown

Review PayPal: PayPal Credit now

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