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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

840% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

0% interest for 4 months *

Great for 0% interest on online purchases if you pay within the promotional period (usually 4 months). *But watch out for high-interest rates if you're not prompt with payments. Reviewed on: 27th May 2025

Consistently great service

Whenever merchants offer PayPal as a payment mechanism, I feel like completing my transaction because PayPal is like a warm blanket conveying comfort and security. On the rare occasion I have to speak to an agent they are readily available and easiky resolve any query. Reviewed on: 27th May 2025

Been using eBay for over 10 years , not had a single...

Been using eBay for over 10 years , not had a single problem that wasn't dealt with swiftly , customer services are the best around , very highly recommended service , PayPal pay in three is great as is PayPal credit .really is something for everybody Reviewed on: 27th May 2025

Easy and safe

Easy and safe to work with I would recommend to anyone needs assurance Reviewed on: 27th May 2025

Always there, always efficient and always easy to use.

Always there, always efficient and always easy to use. What more could you want? Reviewed on: 27th May 2025

I have loved using PayPal.

I have loved using PayPal. It is so efficient and makes me feel safe Reviewed on: 27th May 2025

Using Paypal credit is simple and convenient.

Using Paypal credit is simple and convenient. It's always at hand when I need it. Helps my cashflow to be able to spread the costs when I have a big payment. And the interest free credit is very welcome, especially when my other credit cards charge me a fortune. Reviewed on: 27th May 2025

this app has no meaningful effect on my life

I rarely use PayPal—only for paying for Apple iCloud. Beyond that, it has no real impact on my daily life. To be honest, I don’t find this app particularly useful or relevant for me. Also, regarding this “winning award” thing—I know it’s just a prompt to get users to come and vote. It doesn’t mean much, and I only came here to give you this feedback. Just being straightforward: this app has no meaningful effect on my life. Reviewed on: 27th May 2025

Easy and quick service!

Easy and quick service always with PayPal! Reviewed on: 27th May 2025

Easy to use, payment secured and very trustworthy

Easy to use, payment secured and very trustworthy Reviewed on: 27th May 2025

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