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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147528 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147528)

Paypal has so many great features and is incredibly...

Paypal has so many great features and is incredibly easy to use! I have several of their products now and am always learning new ways that they can benefit me! Reviewed on: 18th June 2026

Easy to use, easy to agree, fair and open policies w...

Easy to use, easy to agree, fair and open policies with excellent user engagement. App is very good, you get clear and obvious correspondence confirming purchases, changes and agreements. Their rates and lines of credit are competitive and the ubiquitous of the brand means it is widely usable. Reviewed on: 18th June 2026

Fantastic spread the cost for larger purchases,like...

Fantastic spread the cost for larger purchases,like all credit just make sure you pay of before interest is added.Also provides peace of mind on breakages or loss as products you buy insured on purchase. Reviewed on: 18th June 2026

I have had no issues and never needed to use custome...

I have had no issues and never needed to use customer service. Everything has always just worked Reviewed on: 18th June 2026

I have always used PayPal.

I have always used PayPal. On the odd occasion that I've had problems with customers paypalnhave always retrieved my money. Excellent service and highly recommend. Reviewed on: 18th June 2026

PayPal Makes me feel safe and secure when paying..

PayPal has helped me manage my payments and has provided a secure and reliable platform for making purchases and sending money. I feel safe using PayPal and appreciate the convenience it offers. Reviewed on: 18th June 2026

Paypal, my best friend.

I have found my experience with PayPal credit invaluable. To able to pay for my purchase over 3 months, interest free has allowed me to buy essential items I otherwise would have found very difficult to pay for, up front. I have used this service many times now with great success and it's wonderful to know that it doesn't have a negative effect on my credit rating. I would and have highly recommend Paypal to anyone who needs their support in difficult times. Well done Paypal!! Reviewed on: 18th June 2026

Everything about Paypal feel so safe

Everything about Paypal feel so safe Reviewed on: 18th June 2026

Great customer service

on the very few times i have needed to phone them there is always a helpful person on the other end of the phone Reviewed on: 18th June 2026

It's great and easy to use customer service is excel...

It's great and easy to use customer service is excellent Reviewed on: 18th June 2026

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