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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

PayPal is really useful for paying & staying secure!

5
PayPal is really useful for paying, tracking and spending. I also feel more confident sharing my PayPal link rather than my bank details Reviewed on: 27th May 2025

Really easy to use

5
Never had any issues, the one time I was scammed by a person I was refunded immediately and was so easy Reviewed on: 27th May 2025

Easy to use, and support are helpful it you need...

5
Easy to use, and support are helpful it you need them Reviewed on: 27th May 2025

Helping hand

5
Always avaliable when in need of some extra cash no hassle good payment schemes Reviewed on: 27th May 2025

Perfect Paypal

5
I love using PayPal. I feel safe and secure using it for my online purchases. The pay in installments option is really handy for the big purchases. The buy now and pay in a few months is also really handy, especially when buying clothes, shoes and other items you might return. The app is really easy to use and the statements are easy to understand. You always have peace of mind purchasing through PayPal and it's recognized by so many retailers. Reviewed on: 27th May 2025

Paypal credit is the way forward....

5
Paypal is so easy to use and i love the fact you have choices on how you would like to pay for purchases. The credit is so easy to use and then choose how much you would like to pay off. This works well for me as some months i pay larger amounts off. It also helps when you need to buy something but do not have the cash upfront.. its safe, quick and easy to use. Reviewed on: 27th May 2025

Good, always there when you need, easy to use app.

5
Good, always there when you need, easy to use app. Reviewed on: 27th May 2025

Pay Pal is THE partner for online shopping

5
Pay Pal is THE partner for online shopping Reviewed on: 27th May 2025

I trust Paypal as a secure type of online payments.

5
I trust Paypal as a secure type of online payments. They never let me down when I need them to step down. I always recommend PayPal to people. Reviewed on: 27th May 2025

Reliable

5
Very reliable easy to use and very clear analysis on spending. Credit if required is clearly visible and easy to understand. Informed when a payment if due and for how much and when it will be actioned. Reviewed on: 27th May 2025

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