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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,480 reviews, last reviewed 13th Apr 2026
982000% increase in 5 star reviews
in the past 90 days
3400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very clear app layout, very featureful app. Very clear app layout, very featureful app. Reviewed on: 13th April 2026
MM's avatar
MM

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026
Parisa m's avatar
Parisa m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (61480)

Would definitely reccommend

5
I love the flexibility that paypal has to offer, especially with the option to pay in 3. I admire the fact that you do not have to enter your card details with every transaction and it takes away the worry with purchasing online. When I have had to dispute a payment it has been resolved quickly Reviewed on: 7th April 2026
Emma 's avatar
Emma

Easy to set up repayments and to use at checkout

5
Easy to set up repayments and to use at checkout Reviewed on: 7th April 2026
CW's avatar
CW

It’s a really really good service.

5
It’s a really really good service. I would like more reminders about payment dates and savings I can make if I pay more. Reviewed on: 7th April 2026
P c's avatar
P c

Very good and helpful using it ,customer service and...

5
Very good and helpful using it ,customer service and very thing is prompt, you have more time and different ways in paying back what you owned Reviewed on: 7th April 2026
Gifty Amankwaa's avatar
Gifty Amankwaa

Applied and was expected straight away been using Pa...

5
Applied and was expected straight away been using PayPal for years but not applied for Credit or Debit Card easy and straightforward very happy. Reviewed on: 7th April 2026
C C's avatar
C C

I have had no issues whatsoever.

5
I have had no issues whatsoever. Its always straight forward and easy to use. Reviewed on: 7th April 2026
NVZ's avatar
NVZ

Very good credit card experience, 0% offer is flexib...

5
Very good credit card experience, 0% offer is flexible and fair and the service available is 24/7 for customers. User of regular PayPal for years also and feels much safer than most other types of payment due to the protection offered on purchases. Reviewed on: 7th April 2026
Cala M's avatar
Cala M

Flexible payments and money is protected

5
credit allows for flexible payments allowing you to buy things quicker and pay later. i use as my main source of payment online, protecting my money when spending online. Reviewed on: 7th April 2026
emma r's avatar
emma r

Paypal is quick, efficient and easy to use

5
Paypal is quick, efficient and easy to use Reviewed on: 7th April 2026
Diane S's avatar
Diane S

Overall pretty good

4
Balance takes a while to update. Things can be unclear. The 0% for 4 months is a good deal however. Great to have that level of protection with them too. Reviewed on: 7th April 2026
Niamh C's avatar
Niamh C

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