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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,073 reviews, last reviewed 13th Apr 2026
945200% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

If you have a problem you try and sort it... If you have a problem you try and sort it out Reviewed on: 13th April 2026
Julie M's avatar
Julie M

Latest lowest rating:

2

Incredible and worst Indokolatlanul levontak 2x £12-ot pedig semmilyen late payment nem volt. Pontosabban en kezdemenyeztem feltoltest es nem en hibaztam. Reviewed on: 13th April 2026
Sandor's avatar
Sandor
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61073)

Always simple and easy to access check and use.

5
Always simple and easy to access check and use. Always quick to answer any issue you may have not that I have had any so far. Reviewed on: 7th April 2026
Neil K's avatar
Neil K

Fuss free and reliable.

5
I’ve been using PayPal for a number of years and have found it to be the best way to manage my spend on bigger items. The option to pay in 3 has made things a lot easier., no need to be tied into long credit agreements. Reviewed on: 7th April 2026
Jack R's avatar
Jack R

Never any issues, always fast service and system

5
Never any issues, always fast service and system Reviewed on: 7th April 2026
Grace G's avatar
Grace G

My PayPal journey

4
It Has provide me with numerous options to pay bills and and services, and many payback options for different budgets. Reviewed on: 7th April 2026
Michael G's avatar
Michael G

Help you save money and worries

5
My experience with PayPal has been wonderful. I had a PayPal account in Nigeria before coming to the UK and I enjoyed the experience. I had to open a new PayPal account because I now leave in the UK and ever since PayPal has been amazing even helping me get back my money from fraudsters and encouraging always on how to avoid fraudsters and read terms and conditions carefully. It has been amazing and a big thumbs up Reviewed on: 7th April 2026
Isoken A's avatar
Isoken A

I like the efficient approval process

5
I like the efficient approval process Reviewed on: 7th April 2026
Shaun b's avatar
Shaun b

Very easy and quick to use

5
Very easy and quick to use, can be used on all websites, easily accessible. Quick when transferring or payment plans. Reviewed on: 7th April 2026
Jessica N's avatar
Jessica N

Easy to understand and use and helpful reminders

5
Easy to understand and use and helpful reminders Reviewed on: 7th April 2026
Bev 's avatar
Bev

Great Allrounder,

5
Decent credit, easy to use online and never had a problem with any transactions i have made, widely accepted ,super offers and great credit terms to suit your budget. Reviewed on: 7th April 2026
Davy P's avatar
Davy P

Highly recommend

5
I find PayPal credit very good as it comes in handy Reviewed on: 7th April 2026
Christopher C's avatar
Christopher C

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