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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147599 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147599)

Simple, trusted, and convenient

Never had any problems with making purchases, and or receiving refunds if required. Reviewed on: 18th June 2026

4 Months Interest Free - So Useful!

PayPal Credit has really helped me manage my purchases since buying a new house to ensure I can get the furniture I need without paying interest. Having 4 months interest free has allowed me to manage my finances without spending additional money in a way that other providers don't allow for Reviewed on: 18th June 2026

Untill now I didn’t had problems

Untill now I didn’t had problems Reviewed on: 18th June 2026

I love pay pal makes purchasing online so easy.

I love pay pal makes purchasing online so easy. Reviewed on: 18th June 2026

Great customer service experience.

Great customer service experience. Had help with a transaction Reviewed on: 18th June 2026

PayPal gives you more payment options than anything...

PayPal gives you more payment options than anything else Reviewed on: 18th June 2026

Always so easy with any paypal product.

Always so easy with any paypal product. I also feel protected. Reviewed on: 18th June 2026

Excellent service

Excellent service easy to pass for credit Reviewed on: 18th June 2026

I have been using PayPal for about 15 years now and...

I have been using PayPal for about 15 years now and it is the best at what it does. It provides excellent support and security when something goes wrong, and is easy and straightforward to use. Reviewed on: 18th June 2026

I find it very handy if I need something and I don’t...

I find it very handy if I need something and I don’t have the spare cash to buy it there and then . Nothing worse than say if your kettle broke and you didn’t have the spare cash to go out and buy one ! Then you pay it back in instalments every month . Easier and you don’t have the massive interest rates like a credit card or catologue does . Reviewed on: 18th June 2026

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