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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147637)

Easy to use, communication good and clear

5
Easy to use, communication good and clear Reviewed on: 18th June 2026

PayPal is a great, safe way to pay for things.

5
PayPal is a great, safe way to pay for things. I use it all the time. It is easy to do and would highly recommend. Reviewed on: 18th June 2026

Fast easy simple and safe...

5
Pay pal is perfect for me it works and it’s safe and easy to use never no issues regarding payments all fast easy and simple Reviewed on: 18th June 2026

Very professional at all times.

5
Very professional at all times., prompt to respond to any problem. Reviewed on: 18th June 2026

It’s fantastic, I use pay 3 and I’ve managed to have...

5
It’s fantastic, I use pay 3 and I’ve managed to have lots of things by spreading the cost. Reviewed on: 18th June 2026

Always found PayPal to be a handy tool.

4
Always found PayPal to be a handy tool. Would like to see avaialable to use in more places Reviewed on: 18th June 2026

Excellent highly recommended

5
The use or the credit options is really useful and so easy to manage on the app, I am not sure what I would do without it. It also has the benefit of of payment protection which is huge benefit. Reviewed on: 18th June 2026

It's very good, but needs more work in customer care...

5
It's very good, but needs more work in customer care Reviewed on: 18th June 2026

It's very good, but needs more work in customer care...

5
It's very good, but needs more work in customer care Reviewed on: 18th June 2026

Simple credit

5
Easy, very usable, my go too credit provider Reviewed on: 18th June 2026

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