Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147687 reviews)

View other PayPal products

4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147687)

Secured efficiency and reliability

Secured efficiency and reliability Reviewed on: 18th June 2026

Recently had a payment problem and I got through rig...

Recently had a payment problem and I got through right away customer service was very good explain what I needed and it wasn’t any problem for them they put me through to the right department and it was sorted there and then -on an other matter and again the service was excellent I have nothing but excellent service Reviewed on: 18th June 2026

Quick and easy to use and a great tool for all my on...

Quick and easy to use and a great tool for all my online shopping for home and my business Reviewed on: 18th June 2026

Great service and helps me spread payments.

Great service and helps me spread payments. Highly recommend Reviewed on: 18th June 2026

Didn’t expect the process to be that easy and straig...

Didn’t expect the process to be that easy and straightforward. This will assist myself in budgeting other purchases over this short period of time Reviewed on: 18th June 2026

Customer for many years- super 0 % credit options

I am a customer for many years and I didn't have any issues. Super handy quick credit for 0 rate. Used many many times Reviewed on: 18th June 2026

Great never had any issues, am able to use credit in...

Great never had any issues, am able to use credit interest free and save to pay, very good facility and get reminders to pay Reviewed on: 18th June 2026

Best pal to pay and buy !!

Always easy to use the app. Always easy to acces the rage of retailers where you can use pay pal . And last very safe easy to pay with pay pal . Reviewed on: 18th June 2026

Very nice

Nice and easy to set up and add to my Google wallet Reviewed on: 18th June 2026

Quick and easy transactions

Every transaction is quick and simple highly recommended Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3758 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78974 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub