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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

97% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

very nice and quick access to money sending buying p...

very nice and quick access to money sending buying paypal is nice for me thanks Reviewed on: 27th May 2025

Peace of mind no worries.

Your know your purchase is complete and PayPal or great for defending your corner if there or problem’s. Also very safe and fair company. Reviewed on: 27th May 2025

Generally quite good, and a good app with good funct...

Generally quite good, and a good app with good functionality. However when you make unplanned payments, it takes days and days for the payment to be processed out of your bank account. Never seen it take along with any other provider. Reviewed on: 27th May 2025

Great App

Easy to use App and very flexible payment options Reviewed on: 27th May 2025

Easy and convenient.

I often use PayPal Credit, I find it easy and most importantly it helps me to manage my budget better by allowing to split the cost for 4 months. Reviewed on: 27th May 2025

Great, never any issues.

Great, never any issues. Easy to make payments, good communication (as in not too much, just the required amount). Flexible with pay in 3 and straight up credit. Highly recommend. Reviewed on: 27th May 2025

just problem free spending.

just problem free spending. Easy to make re payments Reviewed on: 27th May 2025

Credit was straight forward to apply .

Credit was straight forward to apply . When using, extremely fast. Offers for longer term zero interest repayments are great Reviewed on: 27th May 2025

I have had a great experience with pay pal no...

I have had a great experience with pay pal no issues Reviewed on: 27th May 2025

Payments work great and securely.

Payments work great and securely. Costs for foreign exchange could be more competitive and customer services is not always as fast as it should be Reviewed on: 27th May 2025

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