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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147733 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147734)

So straightforward and easy to manage

So straightforward and easy to manage Reviewed on: 18th June 2026

I used it to purchase some car parts that I needed a...

I used it to purchase some car parts that I needed and couldn't afford till the end of the month. Life saver Reviewed on: 18th June 2026

Easy to navigate and understand, makes life easier.

Easy to navigate and understand, makes life easier. Reviewed on: 18th June 2026

Excellent

Just great what else can I say brilliant all round Reviewed on: 18th June 2026

So easy to use - great fit spreading cost - the app...

So easy to use - great fit spreading cost - the app is well thought out & easy to navigate Reviewed on: 18th June 2026

Easy and simple to get credit for a holiday.

Easy and simple to get credit for a holiday. Reviewed on: 18th June 2026

easy to use.

easy to use. allowed me to do more with my finances. Reviewed on: 18th June 2026

Nice very good

Nice review is too short . Right now PayPal continues asking me many hundred fed pounds as fee from 6 months until now Reviewed on: 18th June 2026

I had a very positive experience using PayPal.

I had a very positive experience using PayPal. The platform was easy to set up and made sending money quick and convenient. Transactions were processed smoothly, and I received instant notifications confirming payments. I also found the security features reassuring, as my financial information remained protected. Overall, PayPal provided a fast, reliable, and user-friendly service that made online payments simple and stress-free. Reviewed on: 18th June 2026

I’ve trusted PayPal now for over 20 years

I’ve trusted PayPal now for over 20 years Reviewed on: 18th June 2026

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