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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147769 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147769)

Great customer experience

I had a fantastic experience with PayPal's customer service. The advisor was incredibly patient, kind, and took the time to listen carefully to the issue I was having with my account. They explained everything clearly, answered all of my questions, and resolved my problem efficiently. It's reassuring to know that there is such a professional and supportive team available when you need help. I would highly recommend PayPal to anyone looking for a reliable service backed by excellent customer support. Thank you for such a positive experience! Reviewed on: 19th June 2026

Easy application, extra benefits to customers, huge...

Easy application, extra benefits to customers, huge list of places customers can use their PayPal Credit Card Reviewed on: 19th June 2026

I like Paypal

Excellent for quick secure payment online and good options to pay at once or in installments. Reviewed on: 19th June 2026

Simple and convenient

I’ve had a positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and everything is clearly shown within the PayPal app. It has been useful when I needed flexibility with purchases, and I appreciate being able to keep track of balances and payments in one place. Overall, I have found it convenient, reliable, and easy to use. Reviewed on: 19th June 2026

Easy to use PayPal

Using PayPal for various things has been straightforward to use. Its very quick as well. Easy to keep track of monies owed, the App is easy to use also. I've never needed to direct anything to customer services as the features I use have always worked well. Reviewed on: 19th June 2026

Good promo offers, easy to navigate the app and onli...

Good promo offers, easy to navigate the app and online platform Reviewed on: 19th June 2026

Best way to pay

It is safe and secure reliable and us to use. Reviewed on: 19th June 2026

Good experience with the PayPal account

Good experience with the PayPal account Reviewed on: 19th June 2026

Excellent service

Easy to use, quick approval, and a great way to spread the cost of purchases. I’ve had a smooth experience with PayPal Credit and would happily recommend it. Reviewed on: 19th June 2026

PayPal is secure and convenient.

PayPal is secure and convenient. Reviewed on: 19th June 2026

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