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PayPal: PayPal Credit reviews

4.91
Based on 50,748 reviews, last reviewed 26th Jun 2025
1837800% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use It is a very good service to use, very easy to use and efficient. It’s very easy to use for apps and payments. However it is hard to pay for individua... Read more Reviewed on: 26th June 2025
Lucy H's avatar
Lucy H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50748)

Amazing and excellent experience every single time.

5
Amazing and excellent experience every single time. Customer service is top notch Reviewed on: 27th May 2025

Always had good Experience , been helpful when neede...

5
Always had good Experience , been helpful when needed help Reviewed on: 27th May 2025

It’s the best way to pay and have a peace...

5
It’s the best way to pay and have a peace of mind Reviewed on: 27th May 2025

PayPal are always in my corner.

5
I use PayPal for all my online purchases as I know my money is safe. I also know that if there is a problem or dispute, PayPal are in my corner. I can log in to my account easily and see the record of all my transactions which is helpful If I need to query a payment. Reviewed on: 27th May 2025

No hassle, easy to use.

5
No hassle, easy to use. Paypal provides trust and security with my online purchases. Having the credit options also makes it easy and more affordable for me to spread payments. Reviewed on: 27th May 2025

I have always had first class service from PayPal wh...

5
I have always had first class service from PayPal whether paying for items or having help with items that have not arrived or defected. Their system is so easy to work with whether ordering, paying or making a complaint against the seller. PayPal always keeps you informed. I personally have always had a fantastic experience using PayPal, hence the length of time I have been with them. Reviewed on: 27th May 2025

Simple to use with good offers.

5
Simple to use with good offers. Using the app makes life easy. Reviewed on: 27th May 2025

PayPal is the best!

5
PayPal is the best! It is always easy to use and it is safe. Reviewed on: 27th May 2025

Not good

3
Customer service is non existent. There is no way of contacting any one. My account number is not provided. Need a direct debit to be able to operate account. Slow taking money when I pay my account Reviewed on: 27th May 2025

Easy to spread payments conveniently

5
Easy to spread payments conveniently easy to use Reviewed on: 27th May 2025

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