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PayPal: PayPal Credit reviews

4.90
Based on 59,726 reviews, last reviewed 13th Apr 2026
820900% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always a pleasure to use PayPal. Always a pleasure to use PayPal. Great spread the cost options and a secure way of making online purchases. Reviewed on: 13th April 2026
Wayne Shaw's avatar
Wayne Shaw

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59726)

I have been using PayPal for years now and it has be...

5
I have been using PayPal for years now and it has been a constant presence in my life. I enjoy using it, it’s simple and quick to use. Easier to use often than my own bank card. It has also gotten me out of some tricky situations over the years. Highly recommend. Reviewed on: 7th April 2026

I have been using PayPal for the last 10 years and o...

5
I have been using PayPal for the last 10 years and over that time they have helped me tremendously. I highly recommend them. I started using them alongside eBay and now I use them for all my financial dealings. Reviewed on: 7th April 2026

I had a Great experience with paypal credit and woul...

5
I had a Great experience with paypal credit and would use them again for purchases Reviewed on: 7th April 2026

PayPal experience

5
So easy to use with excellent interest free period Reviewed on: 7th April 2026

Love PayPal credit card very convenient easy to use...

5
Love PayPal credit card very convenient easy to use at all major stores Reviewed on: 7th April 2026

I am always kept up to date with balance and spendin...

5
I am always kept up to date with balance and spending on the app.PayPal offers different ways of paying. Highly recommend Reviewed on: 7th April 2026

Pay pal customer service is exceptional

5
Every time I have had a query I’ve called pay pal and the customer service has always been exceptional Reviewed on: 7th April 2026

Fantastic

5
Great service best one around from start Reviewed on: 7th April 2026

Really easy to use now with app on my phone

5
Really easy to use now with app on my phone Reviewed on: 7th April 2026

Always find easy to use , clear prompt communication...

5
Always find easy to use , clear prompt communication about upcoming payments etc, any issues dealt with quickly and efficiently Reviewed on: 7th April 2026

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