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PayPal: PayPal Credit reviews

4.90
Based on 77,859 reviews, last reviewed 20th Apr 2026
2495200% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit service so far. Best credit service so far. I fully reccomend it Reviewed on: 20th April 2026
Florian's avatar
Florian

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77859)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Just perfect

5
A lot off offers and discounts than you buying with PayPal credit and if you have problems with sellers PayPal team very helpful Reviewed on: 16th April 2026

bought stuff online was ripped off paypal gave me my...

5
bought stuff online was ripped off paypal gave me my money bak Reviewed on: 16th April 2026

Happy customer

5
Always ready to use and easy to pay whenever I want or can. Making purchase much easier and enjoyable. Reviewed on: 16th April 2026

Paypal has always been excellent from straight forwa...

5
Paypal has always been excellent from straight forward usage to customer service - a lot less hassle than raising a credit card dispute. Paypal credit at 0% interest is a no brainer Reviewed on: 16th April 2026

Easy to use with multiple bank accounts/payment sour...

5
Easy to use with multiple bank accounts/payment sources Reviewed on: 16th April 2026

Party ans security

5
Always use PayPal wherever possible for peace of mind and securely Reviewed on: 16th April 2026

PayPal credit is very easy to use and a convenient w...

5
PayPal credit is very easy to use and a convenient way to pay with 4 months interest free and an easy way to build your credit score I also like PayPal pay in 3 for spreading.the cost of some items Reviewed on: 16th April 2026

So far so good and greatly appreciated

5
So far so good and greatly appreciated Reviewed on: 16th April 2026

Great Option

5
Easy to use app and great customer service also good at keeping you updated. Reviewed on: 16th April 2026

It’s very helpful to use credit card when you are ou...

5
It’s very helpful to use credit card when you are out of balance in budget but still need to buy house stuff. Reviewed on: 16th April 2026