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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147059 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147059)

I love PayPal credit super easy to use, gives me pea...

I love PayPal credit super easy to use, gives me peace of mind buying online Reviewed on: 17th June 2026

Have always used PayPal when I can to pay for anythi...

Have always used PayPal when I can to pay for anything, very trustworthy app and a very good account to have and use also to build credit score and easy easy to manage Reviewed on: 17th June 2026

No unnecessary questions.

No unnecessary questions. I've been using PayPal for decades, no problem so far, even when I needed their help to get my money back. Reviewed on: 17th June 2026

Paypal credit is easy to use (can make your default...

Paypal credit is easy to use (can make your default payment) give you longer to pay back Reviewed on: 17th June 2026

Easy , straightforward and always kept up to date wi...

Easy , straightforward and always kept up to date with balance Reviewed on: 17th June 2026

Excellent.

Excellent. Always super easy to use and manage. Reviewed on: 17th June 2026

Easy to use and to monitor your spending with a very...

Easy to use and to monitor your spending with a very user friendly app Reviewed on: 17th June 2026

Easy to use, transparent in costs and great to purch...

Easy to use, transparent in costs and great to purchase goods online. Paypal credit has allowed me to get purchases for my house, ubers in a hurry and access to products when I have needed them. The monthly payments make it easy to deduct credit too. Reviewed on: 17th June 2026

Much safer for making online payments

Much safer for making online payments Reviewed on: 17th June 2026

Great grest

Great handy when it to use good Reviewed on: 17th June 2026

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