Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147109 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147110)

Easy to apply

Easy to apply ,recommend to all , simple to managing Reviewed on: 17th June 2026

Good for easy shopping but The interest rates are high

Good for easy shopping but The interest rates are high Reviewed on: 17th June 2026

Good overall service and if needed customer service...

Good overall service and if needed customer service is great Reviewed on: 17th June 2026

I've been using PayPal Credit for a while and have f...

I've been using PayPal Credit for a while and have found it very convenient and straightforward. The application process was simple, payments are easy to manage, and I can keep track of everything through the app. It's been helpful for spreading the cost of larger purchases, and I've had a positive experience overall. I would recommend it to others looking for a flexible payment option. Reviewed on: 17th June 2026

Best way to pay

Excellent way to pay for products with excellent customer care and updates Reviewed on: 17th June 2026

Paypal - peace of mind for your finances

Paypal help with all finances and secure payments. Peace of mind Reviewed on: 17th June 2026

Easy to use, always on time, great service, easy to...

Easy to use, always on time, great service, easy to use app, can go in dent or pay in 3. Lots of options available.also can be use as card payment. Reviewed on: 17th June 2026

check out this

very good to date. secure transactions and easy to understand website information Reviewed on: 17th June 2026

Used it for a long time and it works well

Used it for a long time and it works well Reviewed on: 17th June 2026

Easy to manage, simple to pay

Easy to manage, simple to pay and amazing customer service. Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78543 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub