Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75282)

Quick and easy to use love using PayPal for everything

5
Quick and easy to use love using PayPal for everything Reviewed on: 16th April 2026
sian hanvey's avatar
sian hanvey

Easy and always good to have

5
It was very easy being already approved. Easy to change the direct debits. Reviewed on: 16th April 2026
Eniko J's avatar
Eniko J

Fantastic to have as safe way to pay.

5
Fantastic to have as safe way to pay. Reviewed on: 16th April 2026
Andrew m's avatar
Andrew m

It was very easy to sign up and I had a result insta...

5
It was very easy to sign up and I had a result instantly! Reviewed on: 16th April 2026
Charlie S's avatar
Charlie S

Interest free for the first 3 months on purchase and...

4
Interest free for the first 3 months on purchase and pay in 3 Reviewed on: 16th April 2026
Nigel Brook's avatar
Nigel Brook

The best one of the world and good service

5
The best one of the world and good service Reviewed on: 16th April 2026
Osama E's avatar
Osama E

I have always had a good experience with pay pal.

5
I have always had a good experience with pay pal. Quick and easy to send money, the pay pal credit is a good option to use and the pay in 3. All great services to be able to use Reviewed on: 16th April 2026
Alyson D's avatar
Alyson D

Great experience with customer service

5
Great experience with customer service Reviewed on: 16th April 2026
Trixie G's avatar
Trixie G

Brilliant

5
Never had any issues with pp always easy to use Reviewed on: 16th April 2026
Kathryn K's avatar
Kathryn K

Efficient.

5
Efficient. Transparent. Helpful! Reviewed on: 16th April 2026
KJMC's avatar
KJMC

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill