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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146938 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146938)

Love that you offer 4 months interest free.

Love that you offer 4 months interest free. All other providers only offer 3. Reviewed on: 17th June 2026

This has helped me in hard times and a reasonable pa...

This has helped me in hard times and a reasonable pay back plan everything is very clear and easy to access. Reviewed on: 17th June 2026

Great customer service

All good, great customer service Reviewed on: 17th June 2026

I always use PayPal when buying anything from anyway...

I always use PayPal when buying anything from anyway where PayPal is accept on buy now pay later. The good thing is one can buy a good quality product even it slightly more valuable. Thanks to PayPal. Reviewed on: 17th June 2026

Always useful, pay in 3 and more

Always useful, pay in 3 and more Reviewed on: 17th June 2026

Funding and payment options

The funding and pay back options are varied to suit one’s financial position, and the interest free period given is very helpful Reviewed on: 17th June 2026

Fantastic

PayPal credit has helped to build my credit history. They have also helped to retrieve money from fraudulent sellers Reviewed on: 17th June 2026

Since I started with PayPal I've had no issues with...

Since I started with PayPal I've had no issues with the system it's straight forward and easy to get sorted out.... Reviewed on: 17th June 2026

Honest review

It is very easy to use. And very helpful I tend to use it alot. Reviewed on: 17th June 2026

Good service to use.

Good service to use. Sometime slow with transaction. Reviewed on: 17th June 2026

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