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PayPal: PayPal Credit reviews

4.90
Based on 78,288 reviews, last reviewed 20th Apr 2026
2535200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Service, easy to use I always find Paypal credit so easy to use, the payments come out monthly so there are no late charges and I always get 4 months 0% interest deals whi... Read more Reviewed on: 20th April 2026
Katie B's avatar
Katie B

Latest lowest rating:

2

Really not happy when I purchasing my pets@home items Really not happy when I go to purchase items for my pets at home items it doesn't give me the option to have 0% interest for 4 months if its over £100... Read more Reviewed on: 20th April 2026
Heidi L's avatar
Heidi L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78288)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Easy to use and very helpful.

5
Easy to use and very helpful.Make it easy may life! Reviewed on: 17th April 2026

Ive always found paypal fair.

5
Ive always found paypal fair. Any discrepancies are looked into in the time frame some purchases refunded or rectified. I've used PayPal for over 25yrs always found platform the safest way to shop Thankyou very satisfied customer Reviewed on: 17th April 2026

Safe, easy and reliable

5
Easy to use, secure transactions and simple to contact, i've never had any problems using PayPal and I seeing PayPal on a website helps me feel confident that my transaction will be safe and in the event of any problems, PayPal will quickly resolve them for me. Reviewed on: 17th April 2026

Perfect for business and personal use I'm 100% rec...

5
Perfect for business and personal use I'm 100% recommended Reviewed on: 17th April 2026

Always fantastic service service easy to use

5
Always fantastic service and easy to use Reviewed on: 17th April 2026

Easy to use

5
Easy to use use it when ever I need to Reviewed on: 17th April 2026

Service very easy and accessible to use

5
Service very easy and accessible to use Reviewed on: 17th April 2026

Click of a button.

5
Easy to use, easy to manage. All payments in one place with a simple click of a button. Reviewed on: 17th April 2026

Great, convenient, easy.

5
Great, convenient, easy. Great customer service Reviewed on: 17th April 2026

Great customer service keep it up

5
I have PayPal and PayPal credit - I keep an eye on balances and if I ever get an issue with a retailer PayPal are easy to contact and deal with the situation Reviewed on: 17th April 2026