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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146559)

Great service, very modern sleek app

5
Great service, very modern sleek app Reviewed on: 17th June 2026

PAYPAL CREDI SET UP

5
VERY EASY TO SET UP AND USE STRAIGHT FORWARD AND PLENTY OF ASSISTANCE Reviewed on: 17th June 2026

Efficient and professional financial service

5
Efficient and professional financial service Reviewed on: 17th June 2026

Great tool! .

5
You know always when and how much to pay to avoid the penalties. Reviewed on: 17th June 2026

Feel safe with Paypal!

5
I trust paypal completely and use it for most of my transactions. Reviewed on: 17th June 2026

PayPal Positive

5
It's quick and safe, never had any issues Reviewed on: 17th June 2026

Always use PayPal credit.

5
Always use PayPal credit. It gives me time to pay for the goods Reviewed on: 17th June 2026

Secure and safe

5
Fairly priced interest. Easy to apply. Simple to access and use. Up to date notifications. Money when you need it and reasonable time to pay back any credit you use. Secure to use. Reviewed on: 17th June 2026

Zero hassle.

5
Zero hassle. Simple to use. And good values for money. No judgement no need to justify purchasing choices. Overall ideal for online shopping. Reviewed on: 17th June 2026

Simple and easy borrowing

5
Used PayPal credit over a number of years easy to use through the app to make early payments and check credit limit etc. Reviewed on: 17th June 2026

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