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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146565)

PayPal Credit of EBay Offers

4
I’d like to see a link when you make an eBay offer to be able to used PayPal credit rather than straight from my bank account,I use PP credit endless times but would be more if this feature was available Reviewed on: 17th June 2026

Really enjoy using PayPal, wish it was everywhere!

4
Really enjoy using PayPal, just wish it was an option at all retailers. Makes like so easy and checkout so much faster! Reviewed on: 17th June 2026

Support customer in every situation

5
Support customer in every situation Reviewed on: 17th June 2026

Very easy and quick, seamless transaction

5
Very easy and quick, seamless transaction Reviewed on: 17th June 2026

Excellent service.

5
Excellent service. Never had a problem Reviewed on: 17th June 2026

Great service

5
Very easy to use, availablility of merchants is very good, secure payment system. Refunds if necessary show up in timely manner and paypal will back uou iin any dispute Reviewed on: 17th June 2026

I find PayPal credit an easier choice when paying fo...

5
I find PayPal credit an easier choice when paying for things on line Reviewed on: 17th June 2026

Straight forward no issues, easy to use.

5
Straight forward no issues, easy to use. Easy payment options. Reviewed on: 17th June 2026

Easy to use and excellent service

5
Always helpful when needed assistance in return funds. Excellent to offer PayPal credit. A++ Reviewed on: 17th June 2026

Easy and quick transactions .

5
Easy and quick transactions . I often used it for all my daily transactions as it’s recognized by a lot of outlets . Reviewed on: 17th June 2026

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