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PayPal: PayPal Credit reviews

4.90
Based on 76,114 reviews, last reviewed 18th Apr 2026
2332500% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast easy to use and nice rewards. Fast easy to use and nice rewards. Reviewed on: 18th April 2026
Bazza's avatar
Bazza

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76114)

Always reliable and great customer service

5
Always reliable and great customer service Reviewed on: 16th April 2026

I find the Paypal exprerience safe and convenient

5
I find the Paypal exprerience really helpful and convienient. I also think it's a safe and secure way to pay for products. Reviewed on: 16th April 2026

Using PayPal since 2014 and very convenient for onli...

5
Using PayPal since 2014 and very convenient for online purchases. I feel double protected by PayPal and my bank account Reviewed on: 16th April 2026

Really easy to make payments with the PayPal debit c...

5
Really easy to make payments with the PayPal debit card and I can also track my purchases. Reviewed on: 16th April 2026

Simple and easy to setup.

5
Simple and easy to setup and use. And really easy to work out best way for repayment. Reviewed on: 16th April 2026

Safe & Easy to Use. No paperwork All online.

5
Easy to use and safe way of handling my money/paying bills. PayPal have always retrieved money when a scam or a subscription take money from your account unlawfully. Thank you. Reviewed on: 16th April 2026

It’s ok It’s ok it’s ok

5
It’s ok it’s ok It’s ok it’s ok It’s ok it’s ok Reviewed on: 16th April 2026

Never a problem when paying or shopping through them

5
Never a problem when paying or shopping through them Reviewed on: 16th April 2026

Great service from Paypal, always helping

5
Great service from Paypal, always helping Reviewed on: 16th April 2026

Flexible, easy to use

5
I really like PayPal Credit – it’s flexible, easy to use, and very convenient. It makes managing payments simple and stress-free Reviewed on: 16th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review