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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146548 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146548)

Really helpful specially for installments

Really helpful specially for installments Reviewed on: 17th June 2026

Quick and easy to use

I have had favourable experiences with PayPal regarding my credit and it is quite easy to use and quick Reviewed on: 17th June 2026

Great option to have and each time I’ve used PayPal...

Great option to have and each time I’ve used PayPal Credit the 0% options have helped Reviewed on: 17th June 2026

A really useful and helpful resource for larger purc...

A really useful and helpful resource for larger purchases. Reviewed on: 17th June 2026

Very easy to use and safe!

Very easy to use and safe! Had an issue with a purchase, the seller wasn’t legitand PayPal provided the protection I needed! Reviewed on: 17th June 2026

Where available PayPal is always my go to payment me...

Where available PayPal is always my go to payment method. Customer service barely ever needed but was quick to respond. Reviewed on: 17th June 2026

Average some good some not so good

Average some good some not so good Reviewed on: 17th June 2026

So easy to use and set up convenient

So easy to use and set up convenient Reviewed on: 17th June 2026

I have found PayPal credit really useful.

I have found PayPal credit really useful., helpful and easy. Reviewed on: 17th June 2026

Easy to use / set up.

Easy to use / set up. App makes it incredibly transparent for what is owed and what interest etc is due to be added. They do not hide any figures and the communication is incredibly clear and transparent Reviewed on: 17th June 2026

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