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PayPal: PayPal Credit reviews

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4.90
Based on 76,383 reviews, last reviewed 18th Apr 2026
2357500% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my pal Everything is great. Very happy from PP service Reviewed on: 18th April 2026
TonyC's avatar
TonyC

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76384)

its is a great service, efficient and easily accessi...

5
its is a great service, efficient and easily accessible Reviewed on: 16th April 2026
Amrita Kaur's avatar
Amrita Kaur

PayPal are absolutely the best provider.

5
PayPal are absolutely the best provider. So many different options of payment and credit that really makes life a lot easier! Using PayPal pay in 3 makes everything so much better, especially when I’ve been planning my wedding for the past 18 months - the 4 months 0% interest has been an absolute live saver and has allowed us to create our dream wedding which is happening on May 4th this year!! Wooooooo. Reviewed on: 16th April 2026
Sam D's avatar
Sam D

My experience of PayPal

5
PayPal been brilliant with me in general only down fall PayPal Giving me bigger buying power/credit limit. Even though I've credit cards I do like PayPal for complete security of purchases and easy payments Reviewed on: 16th April 2026
Mark H's avatar
Mark H

Paypal all the way

5
5* service always happy to help and always sorts any issues asap Reviewed on: 16th April 2026
Loops's avatar
Loops

Reliable trustworthy and im confident in there service

5
Reliable trustworthy and im confident in there service Reviewed on: 16th April 2026
Michelle cleobury 's avatar
Michelle cleobury

Convenient.

5
Convenient. 0% interest offers are always appreciated. Paying off is simple. Reviewed on: 16th April 2026
Skyosciv's avatar
Skyosciv

respect helpful

5
great comminication solve problem easily Reviewed on: 16th April 2026
kay's avatar
kay

Recommend 100%Customer service is second to none.

5
Customer service is second to none. I feel confident buying through PayPal as I know your purchase has been protected Reviewed on: 16th April 2026
Caroline T's avatar
Caroline T

Helpful and friendly staff

5
Very helpful staff when I have had to contact Customer Service , quick to resolve the issue at hand Reviewed on: 16th April 2026
Mrs B 's avatar
Mrs B

It's been great having the credit

5
It's been great having the credit and being able to pay for things I wouldn't necessarily be able to. The credit has been of great help and the Apr is great Reviewed on: 16th April 2026
Ade J's avatar
Ade J

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