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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146526 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146526)

Easy to use, feels secure to use, and the credit is...

Easy to use, feels secure to use, and the credit is easy Reviewed on: 17th June 2026

Interest free credit.

I have used paypal credit for items £750+ and as long as you pay it all back within a certain time, you pay no interest. What`s not tto like. Reviewed on: 17th June 2026

I've enjoyed my interaction with Paypal since I star...

I've enjoyed my interaction with Paypal since I started using it as my preferred payment option online. Feels quick... Safe and trusted Reviewed on: 17th June 2026

Fast and reliable

I had a positive experience. The app is clear and convenient to use. Reviewed on: 17th June 2026

Great paypal

I have used paypal for a few years now and have always been satisfied Reviewed on: 17th June 2026

Quick and convenient

Quick and convenient when transferring money to other people Reviewed on: 17th June 2026

Used PayPal for years it’s always been a good app fo...

Used PayPal for years it’s always been a good app for splitting costs and making things manageable. It’s easy to navigate and find everything you need. Reviewed on: 17th June 2026

Great service, innovative solution

Great service, innovative solution Reviewed on: 17th June 2026

Overall good, penalised quite readily for late payme...

Overall good, penalised quite readily for late payments but keeps the client accountable for finances. Handy for bigger purchases and clear rules and information when making purchases. Reviewed on: 17th June 2026

A great way to buy

The rolling 4 months interest-free credit is a great feature and something I use often. Reviewed on: 17th June 2026

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