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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,484 reviews, last reviewed 18th Apr 2026
2366500% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems , it’s usually smooth and infor... All good no problems , it’s usually smooth and informs me of any issues Reviewed on: 18th April 2026
Raquel A's avatar
Raquel A

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76484)

Great credit card to have, easy to get and easy...

5
Great credit card to have, easy to get and easy to use Reviewed on: 16th April 2026
Lynda's avatar
Lynda

All been really good so far.

5
All been really good so far. Paypal + is very good. Reviewed on: 16th April 2026
MAURO D's avatar
MAURO D

Really easy to apply online and get the results in m...

4
Really easy to apply online and get the results in minutes. Reviewed on: 16th April 2026
Taniela Bulivou's avatar
Taniela Bulivou

I like to use app and products like pay in 3 or 4 mo...

5
I like to use app and products like pay in 3 or 4 month 0 apr is amazing. Reviewed on: 16th April 2026
Mh's avatar
Mh

Could never complain. Excellent!

5
I’ve been using paypal for quite a few years now. It is always my mode of payment because I know it is safe and secure. When they gave me the paypal credit it is a very big help if needed it with unexpected expenses and the interest is very reasonable. I always use the pay in 3 as well because there is no interest on any purchases. Paypal is a big help for us. Customer service is excellent when you get hold of them. I always recommend paypal to everyone. Reviewed on: 16th April 2026
CV's avatar
CV

PayPal credit has been so easy to use

5
PayPal credit has been so easy to use and allows me to spread the cost of items. I much prefer it and feel safer using it compared to competitors. Reviewed on: 16th April 2026
Kimberley 's avatar
Kimberley

PayPal is easy to use and access if needed.

5
PayPal is easy to use and access if needed. Also has diffrent schemes for you to use with your financial status which is inclusive of everyone.It also gives updates on your deliveries real time. Reviewed on: 16th April 2026
Natty's avatar
Natty

PayPal access

5
Easy to access and when you speak to someone always clear in what they provide and happy to help Reviewed on: 16th April 2026
Mags l's avatar
Mags l

It’s greta and so safe to use.

5
It’s greta and so safe to use. it is one of the ones I have used for the longest time and always felt safe it has a lot of option to help pay back and always been helping if I was struggling Reviewed on: 16th April 2026
Charmaine 's avatar
Charmaine

I love it , i always use hard time

5
I love it , i always use hard time Reviewed on: 16th April 2026
Toqeer A's avatar
Toqeer A

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