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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146507 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146507)

Best Credit option to choose from and an easy way to...

Best Credit option to choose from and an easy way to pay back Reviewed on: 17th June 2026

Top service

They are easy to deal with and help resolve any issues you may come across. Reviewed on: 17th June 2026

PayPal is user friendly and intuitive with its app a...

PayPal is user friendly and intuitive with its app and keeps you up to date Reviewed on: 17th June 2026

Love love love PayPal easy to use

Love love love PayPal easy to use Reviewed on: 17th June 2026

Its very easy to use but the interest is pretty high.

Its very easy to use but the interest is pretty high. Reviewed on: 17th June 2026

Paypal spending

I used PayPal credit for my spend at times to times to slowly pay off things and it has been wonderful using it! Reviewed on: 17th June 2026

Useful when buying multiple sizes of the same clothes

The app is very intuitive, and the credit card specifically gives great options. I specifically like it when buying multiples of the same clothes in different sizes (so hard to predict clothing sizes these days) and it doesnt hurt my bank balance until Im happy with my purchase Reviewed on: 17th June 2026

Ease of use...

Easy to use processes make it a pleasure to use Reviewed on: 17th June 2026

Papal credit makes things easier

I wouldn't normally purchase items if there wasn't the ability to use PayPal credit. Reviewed on: 17th June 2026

Easy to use accepted universally usually my first ch...

Easy to use accepted universally usually my first choice when making large purchases. Great to know it has added protection for purchases. Reviewed on: 17th June 2026

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