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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,536 reviews, last reviewed 19th Apr 2026
2371000% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

All ok and work properly. All ok and work properly. Currency ekschenge is wery bed Reviewed on: 19th April 2026
Miroslaw 's avatar
Miroslaw

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76536)

Good service.

5
Good service. Really helped me out when spreading costs, and easy to set up. Reviewed on: 16th April 2026
Dean A's avatar
Dean A

PayPal Credit is simply so straightforward to use.

5
PayPal Credit is simply so straightforward to use. No faffing about at all. They keep you updated on a consistent basis with everything. I have actually got other people to use it after what my experiences have been, and I am told by them that they are glad I did tell them. Great to have. Reviewed on: 16th April 2026
Dave A's avatar
Dave A

Simple and Supportive

5
PayPal is so easy to use and provides a range of payment options which has really helped me manage my purchases Reviewed on: 16th April 2026
Rai Hickflay's avatar
Rai Hickflay

Easy to use, hassle free

5
Easy to use, hassle free. Made things very simple to pay for items I did not wish to pay for immediately. Reviewed on: 16th April 2026
Martin B's avatar
Martin B

never had a problem with payments and refunds very q...

5
never had a problem with payments and refunds very quick on resolving problems Reviewed on: 16th April 2026
mark s's avatar
mark s

Always so helpful and efficient and a constant suppo...

5
Always so helpful and efficient and a constant support when needed . Excellent service, excellent provider ! Reviewed on: 16th April 2026
Paul B's avatar
Paul B

All good

5
Never had a problem always answered my questions Reviewed on: 16th April 2026
Tanya Bennett's avatar
Tanya Bennett

Excellent way to pay online

5
Its accepted on so many websites online, and means I dont have to give my bank card details. Reviewed on: 16th April 2026
Mimo's avatar
Mimo

PayPal has provided me with options and ease using t...

5
PayPal has provided me with options and ease using the app. I have purchase using different credit forms from credit card to 3 instalment plan and this has meant I have been able to spread the costs of products/services to meet my budget and needs. This has been revolutionary and easy to do. O stress! Reviewed on: 16th April 2026
SamE's avatar
SamE

Great service never a problem with it

5
Great service never a problem with it Reviewed on: 16th April 2026
Kata G's avatar
Kata G

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