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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146488 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146489)

Easy Stress Free Shopping

Just a simple easy way to shop. No messing about just PayPal click and it’s done. Reviewed on: 17th June 2026

Reliable

Its easy to use, great customer service and lots of payment options to choose from. Reviewed on: 17th June 2026

I love paypal its easy to use reliable and safe.

I love paypal its easy to use reliable and safe. Reviewed on: 17th June 2026

Customer service is always great.

Customer service is always great. Had an issue with a retail dispute and they managed to pull the payment back almost immediately. Only thing I would say is that the interest rate is a little higher than I would like but overall can’t complain. Reviewed on: 17th June 2026

PayPal credit can be a life saver being able to make...

PayPal credit can be a life saver being able to make a big purchase and have time to split the payments up in to affordable monthly payments Reviewed on: 17th June 2026

Easy & Safe

I've been a PayPal Credit user for some time and find it an easy and safe way to pay. Reviewed on: 17th June 2026

It's been a good experience with pay pal it's help i...

It's been a good experience with pay pal it's help in really tight situation when cash was low Reviewed on: 17th June 2026

Overall great

Easy way of paying, great options and interest free periods. Apr is fair I would highly recommend paypal to others Reviewed on: 17th June 2026

DiscoverPayPal credit

After Discovering PayPal credit card it has given me piece of mind for all online purchases. It’s secure and easy to manage, whether you are buying large items booking trips it’s my first port of call. I totally recommend it. If you haven’t got PayPal credit and you use PayPal your missing a trick. Reviewed on: 17th June 2026

Paypal, another great tool have available

Paypal, another great tool have available. Very useful and safe Reviewed on: 17th June 2026

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