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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76559 reviews)

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4.90

Based on 76,559 reviews, last reviewed 19th Apr 2026

2373000% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent the way PayPal services Excellent the way PayPal services Reviewed on: 19th April 2026

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76559)

It’s been ages and I still can’t set up my direct de...

It’s been ages and I still can’t set up my direct debit. The app has a lot of bugs and always takes too long to show the statements. Reviewed on: 16th April 2026

Bought a product which did not arrive.

Bought a product which did not arrive. Got a full refund within days Reviewed on: 16th April 2026

Reliable but customer support needs improvement

I’ve been using PayPal Credit for a while now, and overall it’s been a convenient way to manage purchases and spread costs. The application process was straightforward, and I like how easy it is to track payments through the app. The flexibility with repayments and occasional promotional offers can be helpful when used responsibly. Overall, it’s a useful service for managing short-term credit, but there’s definitely room for improvement in customer support and communication Reviewed on: 16th April 2026

Comforting

Used it for yours, it's great comfort to know I have it Reviewed on: 16th April 2026

Great app always used PayPal.

Great app always used PayPal. Fast, efficient , reliable. Reviewed on: 16th April 2026

I've had a good experience to date with PayPal Credi...

I've had a good experience to date with PayPal Credit and it has become a very useful service to use every now and again. More regular updating of my balance or statements would be the only recommendation I would make. Reviewed on: 16th April 2026

issues on app late payment takenfrom direct debit

Some issues saying credit due when credit paid up and one established direct debit payment taken late leading to black mark on credit rating Reviewed on: 16th April 2026

Good, useful for spreading payments

Good, useful for spreading payments Reviewed on: 16th April 2026

A valuable and reliable resource

I've always appreciated the flexibilty offered by PayPal credit. One step removed from merchant and card provider provides added security and reassurance.. I am very satisfied overall. Reviewed on: 16th April 2026

Highly recommended for safe and secure online payments.

I feel very confident using PayPal because of my past experience. I once purchased items online from a company that turned out to be unreliable. After contacting PayPal, they handled the situation quickly and issued me a refund within hours. That experience really reinforced my trust in their service and buyer protection. Reviewed on: 16th April 2026

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