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PayPal: PayPal Credit reviews

4.90
Based on 79,969 reviews, last reviewed 21st Apr 2026
2689800% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is easy to use since it’s already part... PayPal Credit is easy to use since it’s already part of my PayPal account and app, so once you've set up your account there is no other apps or accoun... Read more Reviewed on: 21st April 2026
Chris Ikona's avatar
Chris Ikona

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79969)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Great company.

5
Great company. Have an option to pay within 3 months interest free. That really does help. Reviewed on: 17th April 2026

Peace of mind

5
I always have peace of mind when ordering and have little stress when thers been a problem Reviewed on: 17th April 2026

Absolutely brilliant company , recommend PayPal to all

5
Absolutely brilliant, love the flexibility of PayPal, 10 out of 10 Reviewed on: 17th April 2026

It's much easier to spread the cost of an item over...

5
It's much easier to spread the cost of an item over a period of 3-4 months interest free, not having to pay out a lot of money in 1 payment especially in these expensive times. Reviewed on: 17th April 2026

Fair credit keeps you within your limits

5
Fair credit based on your repayments. Keeps you in check and allows you to budget. Always supportive if transactions go wrong Reviewed on: 17th April 2026

Highly recommended

5
Easy to use and any issues are dealt with promptly and effectively. Customer service is excellent and highly recommended. Reviewed on: 17th April 2026

Easy and reliable service, which is quick easy and s...

5
Easy and reliable service, which is quick easy and simple to use. Totally recommend. Reviewed on: 17th April 2026

I’ve never had any issues using PayPal.

5
I’ve never had any issues using PayPal. Anytime I need assistance the where there Reviewed on: 17th April 2026

Woop woop

4
Easy to apply and very easy to understand Reviewed on: 17th April 2026

Seamless experience, customer service is top-notch.

5
Seamless experience, customer service is top-notch. Solved my issues and gave me advices that suits my best interests. Really thankful Reviewed on: 17th April 2026