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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I have been with Paypal for quite sometime and I hav...

5
I have been with Paypal for quite sometime and I have never have any issue with transactions and communication, and I am 100% sure that it is certain that I will continue to been Paypal subscriber. Reviewed on: 27th May 2025

Useful service, use it quire regularly

3
Useful service, use it quire regularly Reviewed on: 27th May 2025

I’ve been using PayPal for several years, and overal...

5
I’ve been using PayPal for several years, and overall, it’s proven to be a reliable, secure, and convenient payment platform for both personal and business use. Reviewed on: 27th May 2025

Consistent

5
Been using PayPal regularly and every time I experienced great customer services Reviewed on: 27th May 2025

I use PayPal for most things.

4
I use PayPal for most things. I like the pay in 3 option for around Christmas time or when money is a bit tight. PayPal credit is really good for those big purchases you need in that moment but just need a bit more time to save the money. I like that sometimes you can get up to 5 months interest free Reviewed on: 27th May 2025

Great service Paypal has provided advice and guidanc...

5
Great service Paypal has provided advice and guidance when necessary. Paypal is a reliable way to pay Reviewed on: 27th May 2025

Quick, convenient and safe to use.

5
Quick, convenient and safe to use. preferred option for paying as the offer of 4 months interest free on £99+spends is great. Reviewed on: 27th May 2025

Great communication, easy to access.

5
Great communication, easy to access. Could not ask for more. Reviewed on: 27th May 2025

Paypal: Easy, Safe and Straightforward

5
If you're looking for an easy and safe way to send or receive money online, I definitely recommend using PayPal. It’s super straightforward to set up, and once you're in, you can pay or get paid with just an email address—no need to share your bank info every time. Reasons to use Paypal Safe and Secure: Your info stays protected, and they have your back if something goes wrong with a purchase. Easy to Use: Whether you’re buying something online or getting paid for freelance work, it’s quick and simple. Widely Accepted: Tons of websites and apps use PayPal, so chances are you’ll see it as a payment option a lot. Reviewed on: 27th May 2025

Paypal gives me the flexibility of being able to buy...

5
Paypal gives me the flexibility of being able to buy securely from the internet, without having to have my credit card to hand. It also great for payment options such as Paypal credit or Pay in 3 options, which is very yseful for budgeting. Reviewed on: 27th May 2025

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