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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146220 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146220)

Convenient online credit card

It’s very convenient that most of online stores accept PayPal credits which also has a fair interest rate. Reviewed on: 16th June 2026

Always good to use the platform, easy user friendly

Always good to use the platform, easy user friendly Reviewed on: 16th June 2026

Good service i like

Good service paypal i use all time Reviewed on: 16th June 2026

Great service, providing flexibility in making purch...

Great service, providing flexibility in making purchases. Strong customer service. Great app for managing account. Reviewed on: 16th June 2026

Easy access, clear communication.

Easy access, clear communication. Reviewed on: 16th June 2026

Makes life easier

Makes life easier and I feel protected shopping on line Reviewed on: 16th June 2026

Great service and customer focused

Great service and customer focused Reviewed on: 16th June 2026

Often left without options to use features at checko...

Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default if no agreement can be made. Reviewed on: 16th June 2026

Great easy to use

Great easy to use always known i am in good hands and my money is safe Reviewed on: 16th June 2026

The app is easy to use and has great service.

The app is easy to use and has great service. Reviewed on: 16th June 2026

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