Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,590 reviews, last reviewed 19th Apr 2026
2470400% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to yse and very quick, i found it very eas... Very easy to yse and very quick, i found it very easy to navigate and use. It was simple and direct Reviewed on: 19th April 2026
Abbie m's avatar
Abbie m

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
Digby's avatar
Digby
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77590)

Overall all great nice way to spread your expenses

5
Overall all great nice way to spread your expenses Reviewed on: 16th April 2026
Vytas's avatar
Vytas

Electric Pocket wallet

5
That you can use it for every day as a wallet, easy payments for daily spendings money transfer and if need can be your credit card. A few years now and always happy Reviewed on: 16th April 2026
Adrian's avatar
Adrian

Great app

5
PayPal is great for paying for stuff because its secure. Reviewed on: 16th April 2026
Steph k 's avatar
Steph k

It’s excellent experience

5
It’s excellent experience as a borrower and least stressful because of promotional offers. Reviewed on: 16th April 2026
Shahrukh Hasnine's avatar
Shahrukh Hasnine

I have had an amazing experience so far

5
I have had an amazing experience so far Reviewed on: 16th April 2026
Munang's avatar
Munang

All good!

5
All good! easy to use and no issues Reviewed on: 16th April 2026
Mo Jones's avatar
Mo Jones

Nice to be able to spread cost and pay securely.

5
Nice to be able to spread cost and pay securely.Makes buying items easy and affordable.Quick and efficent and acknowledged all around the world.Known by young and old and quick for payment wirhout hassle. Reviewed on: 16th April 2026
Bet's avatar
Bet

Great having PayPal

5
Great having PayPal easy to use and easy to understand Reviewed on: 16th April 2026
Amy S's avatar
Amy S

The pay n 3 is excellent as it cost no interest for...

5
The pay n 3 is excellent as it cost no interest for 3 months. Good for notifying you of upcoming payment's. Loads of suppliers use PayPal so very easy to purchase items. Reviewed on: 16th April 2026
Roy Grainger's avatar
Roy Grainger

Security with PayPal

5
With online shopping now being the norm, it can be very easy to get caught out by scams. I love the reliability with PayPal and the safety that using PayPal offers. So if there are ever any issues, I know PayPal is there to support me. When I see the PayPal logo I know it’s something I can trust and have faith in. Reviewed on: 16th April 2026
Lucy M's avatar
Lucy M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill