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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146227 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146227)

Easy to use and the customer service very friendly ,...

Easy to use and the customer service very friendly , got me out of a few tricky situations with payments when my bank app been down ..... Reviewed on: 16th June 2026

PayPal is my go-to for transactions.

PayPal is my go-to for most online transactions I make. Never had an issue using the app and I enjoy the confidence that PayPal is secure and easy to navigate. Reviewed on: 16th June 2026

Great Service

I don’t have a great deal of experience… what I have experienced was to my satisfaction Reviewed on: 16th June 2026

Outstanding service always 5 STARS

Outstanding service always easy to use the app, help available and always there when need the service Reviewed on: 16th June 2026

Excellent and be honest trustful

Excellent and be honest trustful Reviewed on: 16th June 2026

Excellent service.

Excellent service. There is an option you can choose interest free payment about paying my instalment 3 times interest free.THanks for being there. Reviewed on: 16th June 2026

Easy to use and great that you can sit payments over...

Easy to use and great that you can sit payments over 4 months Reviewed on: 16th June 2026

It's a great solution for spreading the cost without...

It's a great solution for spreading the cost without paying interest, and ease of use to be able to repay early, or check you payments and the due dates. Reviewed on: 16th June 2026

Thumbs up to paypal for such good customer service.

I have been in touch with paypal over and over again,every time i speak to them my problem that i have at the time is sorted out more or less straight away. Reviewed on: 16th June 2026

Very easy and straightforward, never any problems.

Very easy and straightforward, never any problems. Reviewed on: 16th June 2026

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