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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

It just makes my life so easier with buy things I ca...

5
It just makes my life so easier with buy things I can’t afford to pay in full . So the easy monthly payments are so affordable Reviewed on: 27th May 2025

Paypal just works, we use it all the time when we can.

5
Paypal just works, we use it all the time when we can. Reviewed on: 27th May 2025

The credit facility helps you sp

5
The credit facility helps you sp Reviewed on: 27th May 2025

I love paypal to transfer money to friends and family.

5
I love paypal to transfer money to friends and family. I won't buy anything online if I can't pay uisng paypal. It gives me so much peace of mind knowing if something goes wrong with delivery or it turns out to be a dodgy seller and they are non responsive to me that paypal have great systems in place and I can get a refund. I've never had a bad experience using paypal. Reviewed on: 27th May 2025

Easy to use and repayments reasonable

5
Easy to use and repayments reasonable Reviewed on: 27th May 2025

Its always there and works when i need it

5
It always works when I need it to and if there is something I don't understand, the help services are very good Reviewed on: 27th May 2025

Great service and UI

5
The PayPal credit card feature is amazing and allowed me to spread the cost of my purchase into manageable payments. it is a handy way to keep track of my purchases and the fact that there are multiple online shops where I can use PayPal credit to make purchases. Reviewed on: 27th May 2025

Using PayPal for years now, never had an issue with...

4
Using PayPal for years now, never had an issue with anything Reviewed on: 27th May 2025

It has been wonderful so far, I find PayPal a very c...

5
It has been wonderful so far, I find PayPal a very convenient tool to use. Reviewed on: 27th May 2025

Reliable and easy to use.

5
Reliable and easy to use. Pay without the worry of being scammed Reviewed on: 27th May 2025

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