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PayPal: PayPal Credit reviews

4.90
Based on 77,844 reviews, last reviewed 19th Apr 2026
2493900% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to get credit excellent service Very easy to get credit excellent service Reviewed on: 19th April 2026
Anita B's avatar
Anita B

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77844)

Very good service and helpful staff

5
Very good service and helpful staff Reviewed on: 16th April 2026

PayPal has been great to me for clothing purchases a...

5
PayPal has been great to me for clothing purchases and helps manage spending Reviewed on: 16th April 2026

Very Easy to use.

5
Very Easy to use. Reasonable offers Reviewed on: 16th April 2026

First Class

5
Having used PayPal as a safe payment method and also having credit account at my disposal, I find the quality of service to be first class. Reviewed on: 16th April 2026

Go 4or it

5
Spot on, efficient, trustworthy, top notch Reviewed on: 16th April 2026

PayPal Credit has been a lifesaver!

5
PayPal Credit has been a lifesaver! So easy to use and to pay back. The app is excellent for keeping track. It has definitely improved my quality of life. It is my first choice if I need something a wee bit dearer. Reviewed on: 16th April 2026

They help when times are hard thanks pay pal

5
They help when times are hard thanks pay pal Reviewed on: 16th April 2026

It's a company you feel safe with you're money

5
They are a company you feel safe handling you're money. Their app making it very easy to direct payments to various things. App is easy to use and generally self explanatory Reviewed on: 16th April 2026

Over the years I’ve used PayPal credit it’s always b...

5
Over the years I’ve used PayPal credit it’s always been reliable and self explanatory when making a purchase Reviewed on: 16th April 2026

PayPal Credit is the Best

5
PayPal Credit is great. I always use it for for big purchase and the payment plan is so affordable, my finance purse dont bite. Great product service, and repayment plans. PayPal Credit my always go-to credit pay. Reviewed on: 16th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review