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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,884 reviews, last reviewed 20th Apr 2026
2497400% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always reliable and professional! Always reliable and professional! Reviewed on: 20th April 2026
Shane M's avatar
Shane M

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77884)

Paypal a friend In your pocket

5
When moneys tight and things need replacing PayPal credit are their to help with great repayment deals at a interest reta to suit all pockets Reviewed on: 16th April 2026
Michael S's avatar
Michael S

Really Good!

5
Always had a really good experience with PayPal. No complaints at all Reviewed on: 16th April 2026
AR's avatar
AR

Absolutely fantastic , I use PayPal all the tome

5
Absolutely fantastic , i use PayPal all the time , its so easy to use Reviewed on: 16th April 2026
Lulubelle's avatar
Lulubelle

PayPal Credit Card offers a convenient and flexible...

5
PayPal Credit Card offers a convenient and flexible way to manage online and in-store purchases, especially for frequent PayPal users. The integration with the PayPal platform makes transactions smooth and secure, while features like promotional financing and easy tracking of spending are helpful. However, interest rates can be relatively high if balances aren’t paid off promptly, so it’s best suited for those who can manage repayments responsibly. Overall, it’s a solid option for convenience and short-term financing. Reviewed on: 16th April 2026
Pradip Mangukiya's avatar
Pradip Mangukiya

Love the paypal credit really helps me out when buyi...

5
Love the paypal credit really helps me out when buying larger purchases Reviewed on: 16th April 2026
Lucy H's avatar
Lucy H

I have a great experience with payal,i loved it.

5
I have a great experience with payal,i loved it.thanks for giving credit Reviewed on: 16th April 2026
Mahendar R's avatar
Mahendar R

Modern approach to finance.

5
Modern approach to finance. glad they have added a debit card option Reviewed on: 16th April 2026
JonH's avatar
JonH

No issues, easy to use, cash when u need it...

5
No issues, easy to use, cash when u need it Reviewed on: 16th April 2026
Simon b's avatar
Simon b

Good experience so far

5
I think paypal is good as it allows you to pay for things later over 4months if purchases are over £100 this is a good feature. Its easy to use and you get a physical card for inshore purchases also Reviewed on: 16th April 2026
Sarah-Jane Leslie's avatar
Sarah-Jane Leslie

Very good customer service and helpful advice

4
Very good customer service and helpful advice Reviewed on: 16th April 2026
Christopher v's avatar
Christopher v

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