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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146214)

My go to for online purchases

5
I've used PayPal credit for years, including the pay in 3 option. It's provided so many options that aren't usually available to me. And it's always safe. I've had to get in contact with customer support after an issue with bangood. The were fast to provide support and resolve my issue. Reviewed on: 16th June 2026

Excellent

5
Reliable and Excellent. monthly payments are very reasonable compared to others. Reviewed on: 16th June 2026

Great service.

5
Great service. Like the ease of use. Can you PayPal for so much .Makes life a lot easier. I use the service a lot. Haven't found anything against it yet but I'm sure there will be something at some point Reviewed on: 16th June 2026

They ar very understanding and helpfull and fahr!

5
They ar very understanding and helpfull and fahr! Very good servis Reviewed on: 16th June 2026

Reliable

5
Really good, always there when you need it Reviewed on: 16th June 2026

I have used PayPal and PayPal credit for many years.

5
I have used PayPal and PayPal credit for many years. PayPal credit is a great way to help buy items, the charges are fair. Reviewed on: 16th June 2026

Reliable app

5
PayPal have always been good and easily available. I’ve never had an issues or problems. Reviewed on: 16th June 2026

Paypal works for me.

5
Paypal works for me. Its always easy to use and I will continue with the service as it has excellent security. Reviewed on: 16th June 2026

Simple and clear.

5
Simple and clear. How it should be! Reviewed on: 16th June 2026

Excellent

4
I have enjoyed paypal especially interest free credit Reviewed on: 16th June 2026

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