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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,886 reviews, last reviewed 20th Apr 2026
2497600% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always used PayPal as I find it safe and secu... I have always used PayPal as I find it safe and secure, if there are any issues regarding payment with companies not refunding then you can rely on Pa... Read more Reviewed on: 20th April 2026
INA M's avatar
INA M

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77886)

Good experience so far

5
I think paypal is good as it allows you to pay for things later over 4months if purchases are over £100 this is a good feature. Its easy to use and you get a physical card for inshore purchases also Reviewed on: 16th April 2026
Sarah-Jane Leslie's avatar
Sarah-Jane Leslie

Very good customer service and helpful advice

4
Very good customer service and helpful advice Reviewed on: 16th April 2026
Christopher v's avatar
Christopher v

Great to have them there when I need them

5
Great to have them there when I need them Reviewed on: 16th April 2026
Michael C's avatar
Michael C

Convenient, Reliable, and Easy to Use

5
After using PayPal for a while now, I can confidently say it's one of the most convenient ways to handle online payments. Whether it's sending money to someone, paying for purchases, or managing transactions, the whole experience feels smooth and intuitive. The interface is clean, everything is where you'd expect it to be, and the mobile app makes it even easier to stay on top of things on the go. What I appreciate most is how little friction there is — you don't need to dig out your card details every time, and checkout on supported sites is genuinely fast. It also gives you a sense of security knowing your financial info isn't being shared directly with every merchant. Overall, if you want a payment platform that just works without making you think too hard about it, PayPal does exactly that. Solid experience, would recommend. Reviewed on: 16th April 2026
Vintila Catalin's avatar
Vintila Catalin

Excellent overall and easy accessible most of the shops

5
Excellent overall and easy accessible most of the shops Reviewed on: 16th April 2026
Ritesh's avatar
Ritesh

Paypal offers instalments which is very timely and c...

5
Paypal offers instalments which is very timely and convenient Reviewed on: 16th April 2026
Haila Forbes's avatar
Haila Forbes

Pay pal application

5
Safe and easy to use never had a problem when returning and claiming Reviewed on: 16th April 2026
Kevin J's avatar
Kevin J

A great service.

5
Very good experience, never have any issues with any services. Mainly used for short term credit options. A strong reliable service for all our needs Reviewed on: 16th April 2026
Ashley W's avatar
Ashley W

Paying with PayPal makes everything simpler

5
Paying with PayPal makes everything simpler, every experience I have had with PayPal has been positive. Making it a simpler and safer way to pay for products or services, if I have had any issues with payments the PayPal team have always been helpful and proactive. I couldn’t recommend enough. Reviewed on: 16th April 2026
chloejoanne -'s avatar
chloejoanne -

Whenever I had an issue, the customer support was am...

5
Whenever I had an issue, the customer support was amazing. They helped the situation and put some very helpful measures in place. All it took was a quick phone call and the friendly person listened and gave me the best possible option Reviewed on: 16th April 2026
ACarne's avatar
ACarne

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