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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 21st Jul 2025
921250% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025
Magdalene A's avatar
Magdalene A

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

No issues

5
No issues with this service. Handy for transferring money to friends. Reviewed on: 27th May 2025

Paypal is a a bank now

5
I was surprised by the the credit limit and how easly it could be used its just like a real bank now Reviewed on: 27th May 2025

Excellent, simple to use and never any issues when p...

5
Excellent, simple to use and never any issues when paying for something. Communication is easy and straightforward Reviewed on: 27th May 2025

Helped me through a rough time. Thank you.

5
Brilliant value, great rating and gives you some time to payback when you are in need Reviewed on: 27th May 2025

Hassle free credit when you need it

5
User friendly online system giving access to hassle free credit when I need need it. Great customer service. Reviewed on: 27th May 2025

Really easy to apply and use making transactions smo...

5
Really easy to apply and use making transactions smooth Reviewed on: 27th May 2025

Always very quick and easy to use PayPal at checkout.

5
Always very quick and easy to use PayPal at checkout. Interest free payments are great too! Reviewed on: 27th May 2025

I had great experience with PayPal and PayPal credit.

5
I had great experience with PayPal and PayPal credit. its extremely great and handy. I can do shopping anywhere, whenever I want with help of PayPal. Reviewed on: 27th May 2025

PayPal your payment bestfriend

5
I’ve used PayPal for 20 years now and it’s just got better. and better. It’s easy to use, secure and reliable. I’ve also found customer services to be 10/10. I will keep using them and recommend them highly Reviewed on: 27th May 2025

Very quick decision on application

5
Very quick decision on application Reviewed on: 27th May 2025

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