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PayPal: PayPal Credit reviews

4.91
Based on 50,807 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
840% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50807)

I have been using PayPal now for many years

5
I have been using PayPal now for many years and have always found them very professional and trustworthy in all of my undertaking's with them, and will continue stay with them in the future years. Reviewed on: 27th May 2025

No issues

5
No issues with this service. Handy for transferring money to friends. Reviewed on: 27th May 2025

Paypal is a a bank now

5
I was surprised by the the credit limit and how easly it could be used its just like a real bank now Reviewed on: 27th May 2025

Excellent, simple to use and never any issues when p...

5
Excellent, simple to use and never any issues when paying for something. Communication is easy and straightforward Reviewed on: 27th May 2025

Helped me through a rough time. Thank you.

5
Brilliant value, great rating and gives you some time to payback when you are in need Reviewed on: 27th May 2025

Hassle free credit when you need it

5
User friendly online system giving access to hassle free credit when I need need it. Great customer service. Reviewed on: 27th May 2025

Really easy to apply and use making transactions smo...

5
Really easy to apply and use making transactions smooth Reviewed on: 27th May 2025

Always very quick and easy to use PayPal at checkout.

5
Always very quick and easy to use PayPal at checkout. Interest free payments are great too! Reviewed on: 27th May 2025

I had great experience with PayPal and PayPal credit.

5
I had great experience with PayPal and PayPal credit. its extremely great and handy. I can do shopping anywhere, whenever I want with help of PayPal. Reviewed on: 27th May 2025

PayPal your payment bestfriend

5
I’ve used PayPal for 20 years now and it’s just got better. and better. It’s easy to use, secure and reliable. I’ve also found customer services to be 10/10. I will keep using them and recommend them highly Reviewed on: 27th May 2025

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