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PayPal: PayPal Credit reviews

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4.90
Based on 77,918 reviews, last reviewed 20th Apr 2026
2500400% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use. So easy to use. Have used it for years Reviewed on: 20th April 2026
Michaela H's avatar
Michaela H

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77918)

PayPal has always been brilliant...

5
PayPal has always been brilliant so safe and always has been been a go too for me Reviewed on: 16th April 2026
Leo Q's avatar
Leo Q

Great service and customer care never had any issues...

5
Great service and customer care never had any issues with using the service Reviewed on: 16th April 2026
Michelle 's avatar
Michelle

I have gad PayPal for years and years always sort my...

5
I have gad PayPal for years and years always sort my my account out if I have a problem friendly staff very helpful very easy to use and I feel secure with PayPal Reviewed on: 16th April 2026
Laura 's avatar
Laura

Good service.

4
Good service. Easy to use. U can use your credit in many places Reviewed on: 16th April 2026
Adam T's avatar
Adam T

fast and effective, always ready and easy to use.

5
fast and effective, always ready and easy to use. Reviewed on: 16th April 2026
Michael C's avatar
Michael C

pay in 3 is handy

5
Been good so far. Interest rate could be lower. Mostly use pay in 3 as it helps spread the cost especially at occasions. Reviewed on: 16th April 2026
Jacqui A's avatar
Jacqui A

Payment is slow sometimes.

3
Payment is slow sometimes. Good at other times though. Reviewed on: 16th April 2026
Tony Starks's avatar
Tony Starks

Efficient and fast payments. Pay in 3 is fab.

4
Great way to pay, very efficient and quick (especially for sites you use often). Pay in 3 is a godsend - good way to break down larger costs into 3 regular payments and avoids interest on top. I have learnt the hard way it's best to avoid overspending (beyond your means, anyway) on the credit option (can max up to £3000), as over a longer period paying back, it really bites back in the charges. Reviewed on: 16th April 2026
Robbo's avatar
Robbo

Good App - Easy control of payments

5
Good App - Easy control of payments Reviewed on: 16th April 2026
Josh's avatar
Josh

Thank you Paypal

5
I use paypal credit a lot and will continue. Its a great system that keeps my cashflow healthy. Very grateful to have opportunity to use paypal and paypal credit. Thank you! Reviewed on: 16th April 2026
Katia's avatar
Katia

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