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PayPal: PayPal Credit reviews

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4.90
Based on 77,933 reviews, last reviewed 20th Apr 2026
2501800% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A direct debit bounced due to the fact that I switch... A direct debit bounced due to the fact that I switched banks and they failed to properly transfer the payment details over. However PayPal answered th... Read more Reviewed on: 20th April 2026
Charlie 's avatar
Charlie

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77933)

I like the fact that you have the security of PayPal...

5
I like the fact that you have the security of PayPal dispute if you are not happy with your product. Reviewed on: 16th April 2026
Kirsty S's avatar
Kirsty S

Paypalreview

5
Very easy to use, and communicative staff Reviewed on: 16th April 2026
Bartolomeu J's avatar
Bartolomeu J

No transaction delay and verify of payment option av...

5
No transaction delay and verify of payment option available. Reviewed on: 16th April 2026
Rasheed B's avatar
Rasheed B

More user friendly than the bank

5
I’ve had no issues what so ever with using PayPal, everything has been streamlined to make using it easy with the addition of adding my cards to my Apple wallet helping me feel safer not having to carry around physical cards all the time. the flexible payment options are also fantastic with the 0% interest fees in eligible purchases paid off within 3 months means I could spread the cost and manage money better Reviewed on: 16th April 2026
Aden S's avatar
Aden S

Easy, simple and quick.

5
Easy, simple and quick. Using PayPal credit helped save and less interest rates Reviewed on: 16th April 2026
B Maleka 's avatar
B Maleka

Been great love it

5
Been great love it love PayPal everyone should have it so easy to pay for your goods Reviewed on: 16th April 2026
Karl w's avatar
Karl w

I can use my paypal any where and it is xery covenie...

5
I can use my paypal any where and it is xery covenient compared to other credit providers. If ive got an issues or query it gets delt woth promptly. Reviewed on: 16th April 2026
Karlene M's avatar
Karlene M

Easy stress free payments

5
Using pay pal for years never any issues, such a stress free method to spend online Reviewed on: 16th April 2026
Jonathan f's avatar
Jonathan f

Very easy making online payments.

5
Very easy making online payments. The pay in 3 also allows you to spread the payments for more expensive items, but at no extra cost. Reviewed on: 16th April 2026
Pete T's avatar
Pete T

Good and secure I always trust paypal

5
Good and secure I always trust paypal Reviewed on: 16th April 2026
Fatima D's avatar
Fatima D

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