Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 21st Jul 2025

921250% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Spot on reliable use very regularly

Spot on reliable use very regularly Reviewed on: 27th May 2025

I had and still have a very good experience with Pay...

I had and still have a very good experience with PayPal, nothing but praise. Reviewed on: 27th May 2025

So easy to use and all information presented clearly.

So easy to use and all information presented clearly. You know when payments are due and hassle free to pay from your PayPal account Reviewed on: 27th May 2025

Number 1 choice for credit experience.

So easy to use and really good customer experience. Would recommend and my number 1 choice for credit. Reviewed on: 27th May 2025

Fantastic service

Used PayPal for years, always brilliant customer service If there has been a problem they have always helped and supported me and their products are excellent and suitable for the customers highly recommend to my friends and family Reviewed on: 27th May 2025

Very quick and easy to use

Very easy to use no matter where in the world you purchase from and the currency. Love the speed and ease of steps to make the purchase Reviewed on: 27th May 2025

It is a reliable service and they can be trusted.

It is a reliable service and they can be trusted. It's always my first port of call when doing online transactions. The pay in instalments feature is one of the greatest additions to the service and am so thankful for it. Reviewed on: 27th May 2025

Very convenient platform.

Very convenient platform. I have used paypal for many years and always found it useful and simple to use. Reviewed on: 27th May 2025

Easy pay back.

Easy pay back with the first 4 months, no interest payments Reviewed on: 27th May 2025

paypal protection and interest free payments.

I like that I can split payments into 3 or 4 interest free payments. If I ever have a problem with a retailer PayPal are always there to help. If I haven’t bought from a particular retailer before I won’t purchase from them unless I can use PayPal as I know my payment will be protected. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Credit card
from Chase Bank 0.00 from 0 reviews
Overpay
from Incredible 4.60 from 5 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22344 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub