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PayPal: PayPal Credit reviews

4.90
Based on 77,937 reviews, last reviewed 20th Apr 2026
2502200% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Second to NONE Brilliant service. Safe, secure. Plenty of reminders of actions required. Very straightforward. Hard to beat. All very positive. I cannot fault them i... Read more Reviewed on: 20th April 2026
Grant C's avatar
Grant C

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77937)

I can use my paypal any where and it is xery covenie...

5
I can use my paypal any where and it is xery covenient compared to other credit providers. If ive got an issues or query it gets delt woth promptly. Reviewed on: 16th April 2026

Easy stress free payments

5
Using pay pal for years never any issues, such a stress free method to spend online Reviewed on: 16th April 2026

Very easy making online payments.

5
Very easy making online payments. The pay in 3 also allows you to spread the payments for more expensive items, but at no extra cost. Reviewed on: 16th April 2026

Good and secure I always trust paypal

5
Good and secure I always trust paypal Reviewed on: 16th April 2026

I am really happy I have PayPal and I very often use...

5
I am really happy I have PayPal and I very often use them Reviewed on: 16th April 2026

Fantastic.

4
Fantastic. Only thing is if i wanted to changed the the date of my direct debit it isnt user friendly. Reviewed on: 16th April 2026

Got a no interest payment on a computer that I part...

5
Got a no interest payment on a computer that I part paid for, it has been brilliant with 0 issues Reviewed on: 16th April 2026

Great service and product

5
When I first applied I had a few queries and it was sorted straight away Reviewed on: 16th April 2026

Excellent and Very helpful.

5
Excellent and Very helpful. Very easy to use Reviewed on: 16th April 2026

PayPal has always been brilliant...

5
PayPal has always been brilliant so safe and always has been been a go too for me Reviewed on: 16th April 2026

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