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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,960 reviews, last reviewed 20th Apr 2026
2504500% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit - so easy to use. One of the features of PayPal Credit is to spread the cost of larger amounts over 4 months interest free, this has proved so useful. Now having a phys... Read more Reviewed on: 20th April 2026
Valerie J's avatar
Valerie J

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77960)

MY RATING: VERY GOOD.

5
MY RATING: VERY GOOD. I HAVE BEEN USING IT FOR YEARS. Reviewed on: 16th April 2026
Lukasz's avatar
Lukasz

Ease of Use

4
Paypal is an easy access app for financial transactions Reviewed on: 16th April 2026
KFA's avatar
KFA

Been easy to use and pay on time

5
Been easy to use and pay on time Reviewed on: 16th April 2026
Tony mcgrath's avatar
Tony mcgrath

The best!

5
Easy to navigate and superb customer service Reviewed on: 16th April 2026
KW's avatar
KW

Excellent service.

5
Excellent service. Find PayPal very useful indeed. I would recommend the service to others. I can send money quickly and safely. Reviewed on: 16th April 2026
Linda T's avatar
Linda T

Excellent service and protection

5
Had someone try scam me on Ebay, Ebay decided they didn't want to help but PayPal stepped in and saved me from having my money stolen Reviewed on: 16th April 2026
Stephen Y's avatar
Stephen Y

Always quick responses to queries disputes

5
Always quick responses to queries disputes Reviewed on: 16th April 2026
Michelle 's avatar
Michelle

PayPal credit has always been a convenient and user...

5
PayPal credit has always been a convenient and user friendly payment option. Reviewed on: 16th April 2026
Samuel S's avatar
Samuel S

Very good and happy always helpful

5
Very good and happy always helpful Reviewed on: 16th April 2026
Omer Hassan's avatar
Omer Hassan

Really good app for financial use can use across dif...

5
Really good app for financial use can use across different platforms and apps Reviewed on: 16th April 2026
Abdul R's avatar
Abdul R

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