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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,064 reviews, last reviewed 20th Apr 2026
2514100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal are upfront and fair Paypal are upfront about costs, provide regular reminders of ways to minimize interest payments and provide clear monthly statements. They provide a u... Read more Reviewed on: 20th April 2026
David R's avatar
David R

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78064)

Good service ,no problems and smooth experience

5
Good service ,no problems and smooth experience Reviewed on: 16th April 2026
Sadek M's avatar
Sadek M

Great way to buy those special things and spread the...

5
Great way to buy those special things and spread the cost Reviewed on: 16th April 2026
Danny O's avatar
Danny O

Great value and friendly user interface

5
Great value and friendly user interface Reviewed on: 16th April 2026
Hans M's avatar
Hans M

Very positive experience, never had any issues.

5
Very positive experience, never had any issues. Quick and relatively service. Reviewed on: 16th April 2026
Simona's avatar
Simona

Very nice company .

5
Very nice company . Payments are compatible Reviewed on: 16th April 2026
Anonymous's avatar
Anonymous

Very easy to use, offers interest free options too!

5
Very easy to use, offers interest free options too! Reviewed on: 16th April 2026
KM's avatar
KM

paypalreview

4
Good. Although wish when I am paying my statement the payment went out my bank instantly not at midnight Reviewed on: 16th April 2026
TinyPink's avatar
TinyPink

PayPals my Pal

5
Not really had a bad experience, even when trying to clear payments or any issues they are quick to respond and help Reviewed on: 16th April 2026
Flick's avatar
Flick

Never had an issue , easy way to pay

5
Never had an issue , easy way to pay Reviewed on: 16th April 2026
Geraldine Groom's avatar
Geraldine Groom

Excellent and secured online payment system.

5
Excellent and secured online payment system. I love the pay in 3 and 4 months interest free. Reviewed on: 16th April 2026
Kristine R's avatar
Kristine R

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