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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 20th Jul 2025

921200% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Useful service, especially pay in 3. Useful service, especially pay in 3. Easy and clear app to follow your account on the go. Reviewed on: 20th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

Easy to contact and quick to correct,

Have never had any problems with using PayPal and when I have been let down by sellers PayPal have been eady to contact ang quick to correct... Reviewed on: 27th May 2025

I use PayPal for all of my online transactions.

I use PayPal for all of my online transactions. I also recently had an issue needing customer service and the lady I spoke to on the phone was excellent Reviewed on: 27th May 2025

very good to have when you have to buy

very good to have when you have to buy Reviewed on: 27th May 2025

The safest

I have just good experiences. Was few times when I could get money back as I paid someone and was spam. They answer quick and help you definitely. Even when you don't have any hope, they will find something to help you.The safest. Thank you. Reviewed on: 27th May 2025

Convenient and hassle free

Used PayPal credit when I purchased my Samsung phone, it was an option Samsung offered. I receive monthly email of when direct debit will be processed and how much. I have two credit items from Samsung. One improvement PayPal can make is make it easier to see the balance outstanding on each item. Reviewed on: 27th May 2025

Easy to use, quick.

Easy to use, quick. And simple to use. Reviewed on: 27th May 2025

Always safe and secure payments.

Always safe and secure payments. Any issues ive had, paypal have been on hand to help sort it all out and clear it up as quickly as possible Reviewed on: 27th May 2025

never had a problem with paypal.

never had a problem with paypal..good service. Every time! Reviewed on: 27th May 2025

Credit made simple

PayPal credit is so simple, and you are in control of limits, there's various options which allows i interest free borrowing. There's also the added security when fraud is prevalent within today's world. Reviewed on: 27th May 2025

A couple of tweeks is all.

I was offered pay in 4 a while back. When I made a purchase I couldn't find it ?. I would also like to know what an item purchased is...not just a reference number. Reviewed on: 27th May 2025

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