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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,997 reviews, last reviewed 20th Apr 2026
2507900% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Love Paypal PayPal is a quick and easy way to pay with some peace of mind. Reviewed on: 20th April 2026
Louise's avatar
Louise

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77997)

PayPal Credit

5
Help to spread payments interest free, so you can manage your finances. Choose 3, 4, or 12 months depending on the value of your purchase. As long as you don't over stretch yourself, its a great way to get what you need now Reviewed on: 16th April 2026
John rutLidge's avatar
John rutLidge

Once I got the problem about transferring money and...

5
Once I got the problem about transferring money and I decided to call to call center. He was helpful and sorted things out very quickly. Reviewed on: 16th April 2026
Torboon chudachandra 's avatar
Torboon chudachandra

Good for spreading the costs by giving you 0pc inter...

5
Good for spreading the costs by giving you 0pc interest for 4 months Reviewed on: 16th April 2026
Rainer Goertz's avatar
Rainer Goertz

Very user friendly, with reminders and easy to use f...

5
Very user friendly, with reminders and easy to use facilities via the app Reviewed on: 16th April 2026
Kayleigh's avatar
Kayleigh

Easy to navigate and quick to use

4
Easy to navigate and quick to use Reviewed on: 16th April 2026
Olivia G's avatar
Olivia G

Super Service Never Any Drama’s , All very good from...

5
Super Service Never Any Drama’s , All very good from service to interest to value Reviewed on: 16th April 2026
Michelle M's avatar
Michelle M

All good.

5
All good. Pay pay has been very helpful. Reviewed on: 16th April 2026
Killain 's avatar
Killain

safe and secure

5
i've never had an issue making payments via paypal, always been fast and secure. i rely on paypal a lot. Reviewed on: 16th April 2026
Yasser A's avatar
Yasser A

A great way to give you extra time to pay.

5
A great way to give you extra time to pay. Easy to use and no hidden fees Reviewed on: 16th April 2026
karen's avatar
karen

Good support financial .

5
Good support financial . Easy to use Reviewed on: 16th April 2026
Ioan A's avatar
Ioan A

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